ࡱ> q`0jbjbjqPqPEX::ҡ1' ,thhh8$ă.(FL!######$hdGuG((hSSSN(&$R!S!SSNv" @#h3&Ǿ0߾8Y0n "$S<PGG%....9$hD...$h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bstract Banking businesses are performed for the purpose of interest through dealing with clients , like money launderers who obtain illegitimate moneys by businesses related illegitimate activities . Thus , the money is gained in a means of illegitimate sources . They attempt to resort to banks to grant legitimacy to their businesses by getting banking services which form the most important channels of dealing with money in the economical life in view of the obligation of banking secrecy principle which is invested by money launderers , so it is required to organize this secrecy to confront money laundry processes . 'DEB/E) 'D-E/ DDG 1( 'D9'DEJF H'D5D') H'D3D'E 9DI 3J/F' E-E/ H9DI "DG H5-(G ',E9JF H(9/ . #HD'K- E/.D *91JAJ (EH6H9 'D(-+ : 'F 'D'9E'D 'DE51AJ) *,1I (B5/ 'D-5HD 9DI 'D1(- EF .D'D 'D*9'ED E9 9ED'! 'DE51A . HEFGE :'3DH 'D'EH'D 'D0JF JE'13HF '9E'DGE (5A*GE 'D4.5J) 'H (5A) 41C'* HGEJ) DG' /H1 AJ '9E'D *,'1J) #H ./EJ) . HG$D'! 'D'4.'5 JC*3(HF 'D'EH'D 'DF'*,) 9F '9E'D E1*(7) ('F47) :J1 E41H9) AJ*-5D 'DE'D EF E5/1 :J1 E41H9  AJD,&HF 'DI 'DE5'1A D'6A'! 'DE41H9J) 9DJG 9F 71JB 'D-5HD 9DI ./E'* 'DE5'1A 'D*J *4CD 'GE BFH'* 'D*9'ED E9 'DE'D AJ 'D-J') 'D'B*5'/J) AJ 8D 'D*2'EG' (E(/# 'D31J) 'DE51AJ) 'D*J J3*:DG' :'3DH 'D'EH'D AJ:1JGE G0' 'DE(/# 'D0J J*9'ED (G 'DE51A (4A'AJ) E9 9ED'&G  EE' /9'F' 'DI /1'3) HE9'D,) G0G 'DE4CD) 'D*J *A4* AJ 'D/HD 'DE*B/E) EFG' H'DF'EJ) C'A). +'FJ'K- '3('( '.*J'1 'DEH6H9 : 'F 3(( '.*J'1F' EH6H9 'D(-+ GH 'F JCHF ,G/F' G0' E3'GE) E*H'69) AJ %EC'FJ) 'D-/ EF 8'G1) :3D 'D'EH'D EF .D'D *BJJ/ E(/# 'D31J) 'DE51AJ) 'D*J J3*:DG' :'3DH 'D'EH'D D*E1J1 9EDJ'*GE 9(1 BF') 'DE5'1A 'D*J *$/J /H1'K EGE'K AJ 'D'B*5'/ 'DBHEJ . +'D+'K- F7'B 'D(-+ : J*E+D F7'B 'D(-+ AJ BF') 'DE5'1A 'D*J J3*:DG' :'3DH 'D'EH'D D*-1J1 #EH'DGE 'DF'4&) 9F E5'/1 :J1 E41H9). 1'(9'K- A16J) 'D(-+ : 'A*16 'D(-+ 'F DE(/# 'D31J) 'DE51AJ) '(*/'! BJE) '.D'BJ) H91AJ) H9B/J) HB'FHFJ) *E3C* (G' 'DE5'1A AJ *9'ED'*G' H'.*1BG' :'3DH 'D'EH'D H'3'$H' '3*:D'DG'  AC'F* A16J) 'D(-+ 'J,'/ 'D'3DH( 'D0J J*ECF 'DE419 EF .D'DG EH',G) G0' 'D'.*1'B . .'E3'K- EFG, 'D(-+ : 3F*(9 AJ /1'3*F' EFG, 'D(-+ 'D*-DJDJ H'DEB'1F %F H,/F' GF'DC E' J./E 'D(-+. 3'/3'K- .7) 'D(-+ : AJ 6H! E' *B/E FB3E /1'3*F' 9DI +D'+) E('-+ HC'D'*J : 'DE(-+ 'D#HD: 'D*91JA (:3D 'D#EH'D H9EDJ'*G. 'DE(-+ 'D+'FJ:- 'D*91JA ('DE51A H9EDJ'*G . 'DE(-+ 'D+'D+:- *A9JD 'D1B'() DEH'C() *F8JE 'D31J) 'DE51AJ). 'DE(-+ 'D#HD 'D*91JA (:3D 'D#EH'D H9EDJ'*G JD,# :'3DH 'D#EH'D 'DI 'DE5'1A (#3'DJ( 'D*EHJG H'D%.A'! D'(9'/ 'D4(G'* 9FGE D:16 '6A'! 'DE41H9J) 9DI E5/1 'EH'DGE :J1 'DE41H9) . HD#,D 'DHBHA 9DI 'D*91JA (9EDJ'* :3D 'D#EH'D 'D*J J3*:DG' :'3DH 'D#EH'D AD' (/ DF' 'F FB3E G0' 'DE(-+ 9DI 'DE7D(JF 'D'*JJF : 'DE7D( 'D#HD:- 'D*91JA (:3D 'D#EH'D. 'DE7D( 'D+'FJ:- 9EDJ'* :3D 'D'EH'D . 'DE7D( 'D#HD 'D*91JA (:3D 'D'EH'D J3DC :'3DH 'D#EH'D BFH'* 'DE5'1A D%6A'! 'DE41H9J) 9DI 'EH'DGE HGE 9DI B/1 C(J1 EF 'DEG'1) H'D0C'! H'D*3*1 HAB E1'-D H"DJ'* J.*'1HFG' (E' J*F'3( E9 CEJ) HFH9J) 'D5AB) 'D*J JE11HFG' 9(1 'D9EDJ'* 'DE51AJ) 'D*J *D'&EG' HG0' E' 3FH6-G AJ G0' 'DE7D(  HB(D CD 0DC 3FH6- E' 'DEB5H/ (:3D 'D#EH'D HEHBA 'D41J9) 'D'3D'EJ) EFG  H0DC AJ 'DA19JF 'D'*JJF : 'DA19 'D#HD: 'DEB5H/ (:3D 'D#EH'D 'DA19 'D+'FJ: EHBA 'D41J9) 'D'3D'EJ) EF 9EDJ'* :3D 'D#EH'D 'DA19 'D#HD 'DEB5H/ (:3D 'D#EH'D 'DEB5H/ (:3D 'D#EH'D GH E57D- J3*./E DD*9(J1 9F 9EDJ'* E'DJ) **E AJ '7'1 B79 'D5D) (JF 'DE'D HE5/1G :J1 'DE41H9  (-J+ J8G1 AJ 'DFG'J) C#FG E'D F'*, EF E5/1 E41H9()  H(G0' JECF '3*+E'1G AJ E.*DA 'DE,'D'* /'.D 'D'B*5'/ 'D13EJ DD/HD) (9/ #F C'F .'1, %7'1 'D'B*5'/ 'D13EJ DD/HD) #J 'FG C'F AJ %7'1 'D'B*5'/ 'D.AJ AJG' HG0' 'D3DHC DJ3 HDJ/ 'D3FH'* 'DE'6J) 'D*J 'F*41* AJG' G0G 'D*3EJ)  %0 2'/ 'D-/J+ 9F 'DB15F) 'D(-1J)  H'FE' '4*G1 G0' 'D3DHC AJ 'D951 'D-/J+ F81'K D'1*('7G (*,'1) 'DE./1'* H95'('* 'D,1JE) 'DEF8E) . %0 J39I 'DE,1EHF 'DI *-HJD HFBD 'D#EH'D 'DE*-5D) EF ,1'&EGE 'H *:JJ1 7(J9*G'  DCJ J3*7J9HF 'D'3*A'/) EFG' HGE AJ E#EF EF 'DED'-B) 'D*J *1*(7 ('D5A) :J1 'DE41H9) D#EH'DGE ()  AJBHEHF (3D3D) EF 'D#9E'D H'D*51A'* 'DB'FHFJ) 0'* 'D7(J9) 'DE'DJ) 'D*J *G/A 'DI 'D*EHJG H'D*9*JE 9DI 'DE5/1 :J1 'DE41H9 DG0G 'D#EH'D DCJ *8G1 AJ 'D-J') 'D'B*5'/J) E1) #.1I ('9*('1G' #1('-'K #H E*-5D'* EF #F47) E41H9)().HEF HB'&9 ,1JE) :3D 'D'EH'D 9F *,'1) 'DE./1'*() 'D*J *AJ/ ('F 4.5JF EF 'D,F3J) 'D'H1(J) B'/E'F EF E/JF) H3D/H1F AJ 'DE'FJ' 9(1 E7'1 /(J 'D/HDJ J-ED'F E9GE' -BJ(*JF B'E' (H69G' 9(1 'D7'&1) 'D*J J3*BD'FG' HAJG' E('D: C(J1) EF 'D#EH'D 'DE*-5D) EF 'D*,'1) :J1 'DE41H9) DDE./1'* H(9/ 'D*/BJB *(JF H,H/ 3,D'* EF .D'D 3A1GE' 'DE3*E1 H(9/ H5HD 'D7'&1) E3'! 10 JHDJH 3F) 2004 *E* E1'B(*GE' H*(JF* 'D'H1'B 'DFB/J) HC4A* 'D'EH'D (E(D: B/1G (9830) JH1H H,/ BEJ5 (G ,JH( .'5) E5EE) D-A8 'D'EH'D H-2'E'F EF 'DBE'4 AJGE' ,JH( .'5) '/9I '-/GE' #FG -2'E 8G1 CHFG J9'FJ EF 'D'DE. H'D".1 4-F 370 'DA JH1H J1J/ 'J5'DG' 'DI '-/ E-'D 'D51'A) AJ /(J. E-'HD) DD#AD'* EF 'D9B'( H:1E CD EFGE' (E(D: (100 'DA /1GE) ',/ 'F G0' 'D-CE D' JH'2J F*'&, G0G 'D,1JE) 'D*J *$+1 9DI 9BHD 'H/9G' 'DDG 3(-'FG H*9'DI DD*ACJ1 H'D9ED DD4('( 'DE3*.DA AJ G0G 'D'16. A6D' 9F *#+J1G' AJ 'D'B*5'/ 'D13EJ. 'F EF *3EJ'*(). :3D 'D#EH'D " *(JJ6" 'H " *7GJ1" 'H *F8JA 'D#EH'D #H *,AJA 'D#EH'D 'DB01)  HB/ *3EI ('D3H/'! . HB/ 91A 'DB'FHF 'DE51J :3JD 'D#EH'D() ('FG" CD 3DHC JF7HJ 9DI 'C*3'( #EH'D #H -J'2*G' #H 'D*51A AJG' #H %/'1*G' 'H -A8G' 'H '3*(/'DG' 'H 'J/'9G' 'H 6E'FG' 'H '3*+E'1G' 'H FBDG' #H *-HJDG' 'H 'D*D'9( AJ BJE*G' " . '0' C'F* E*-5D) AJ '-/I 'D,1'&E 'DEF5H5 9DJG' AJ E/2 EF 'DB'FHF 'D*J *F5 9DI ,1'&E 21'9) H*5FJ9 'DF('*'* H'D,H'G1 H'DEH'/ 'DE./1) H*5/J1G' H'D'*,'1 AJG'  H,1'&E '.*7'A H3'&D 'DFBD H'-*,'2 'D'4.'5 H,1'&E 'D'1G'( HE' '4'1* 'DJG 'D'*A'B'* 'D/HDJ) HE51 71A' AJG'". HJ9/ *91JA 'DD,F) 'D'H1(J) D:3JD 'D'EH'D 'D5'/1 9'E 1990 #C+1 4EHD' H*-/J/' D9F'51 :3JD 'D'EH'D ('FG "9EDJ) *-HJD 'D'EH'D 'DE*-5D) EF 'F47) ,1EJ) (G/A '.A'! 'H 'FC'1 'DE5/1 :J1 'D419J H'DE-6H1 DG0G 'D'EH'D" 'H E3'9/) 'J 4.5 '1*C( ,1E' DJ,F( 'DE3$HDJ) 'DB'FHFJ) 9F 'D'-*A'8 (E*-5D'* G0' 'D,1E(). H91AG 'D(96() ('FG "*9(J1 9F E1'-D '.A'! E5'/1 'D#EH'D :J1 'DE41H9) HEF +E %/.'DG' AJ 'D/H1) 'D'B*5'/J) +E 'D*/'HD (G' H/.HDG' AJ E,'D 'D'3*+E'1". H91AG' 'D(FC 'DE1C2J 'D9E'FJ ('FG' ( E,EH9) EF 'D%,1'!'* 'H 'D#FE'7 'H 'DH3'&D 'DG'/A) 'DI '.A'! 'DE5/1 'D-BJBJ DD#EH'D H'DEE*DC'* 'DE*#*J) EF '9E'D ,1EJG H0DC (EF- 5A) 'D419J) DG0G 'D#EH'D H'9'/) */'HDG' AJ 'D'B*5'/). 'F 'DG/A 'D1&J3J D9EDJ) :3JD 'D'EH'D J*E+D (*-HJD 'D3JHD) 'DFB/J) 'DF'*,) 9F 'D#9E'D :J1 'DE41H9) 'DI '4C'D D:16 'D*EHJG HD:16 *#EJF 9H/*G' 'DI 'D'B*5'/ 'D9'E DD(D/ (9J/) 9F 'D4(G'*. H**CHF 9EDJ) :3JD 'D#EH'D EF 9F'51() E*E+D) (@ :- 'D:'3D: HGH 'D4.5 'H 'DEF8E) 'H 'DE$33) 'D*J *-H2 'H *E*DC 'EH'D' :J1 E41H9) H*39I 'DI :3DG'  H*E+D '-/ '71'A 'D*9'B/ D:16 *1*J( "+'1 B'FHFJ) E41H9)() . 'D:3HD : HGH 'DE$33) 'H 'DE51A 'D0J JBHE ('D',1'!'* 'DE.'DA) DDB'FHF HJD-B (GE 'D3E'31) DD9ED'! H'DH37'! H'DE3'9/JF A*7'(B* 'D'J1'/*'F DCJ *F*, 'D'+'1 'D*J *$/J 'DI 'F4'! 'D'D*2'E 'H FBDG 'H *9/JDG 'H 'FG'&G . 'DE:3HD : HGH 'D'EH'D 'H 'DE*-5D'* H:J1G' HGJ E-D 'D'D*2'E HJB5/ (G " 'DE9BH/ 9DJG" 9DE' ('F '.A'! 'D3(( 'D0J JE+D 'D('9+ 'D/'A9 'DI 'D*9'B/ H'D0J GH 'D:16 'D(9J/ 'DE.AJ J*9DB (FH'J' 'DED*2E . HJ9H/ '5D E57D- :3D 'D'EH'D 'DI 95'('* 'DE'AJ' 'D'E1JCJ)() AJ 'D+D'+JFJ'* AJ 'DB1F 'DE'6J HE,'DG' 41'! E-D'* 'D:'3D'* 'D'DJ) HB/ *3EI ('D3H/'! HGJ 'D'EH'D 'D*J *C*3( (71B :J1 E41H9) HJ-*A8 (G' 31' (G/A 'D*G1( EF 'D61'&( 'F :3D 'D'EH'D *(9' DE5/1() 'DE'D DG EAGHE'F 6JB JB*51 AB7 9DI 'DE'D 'DF',E 9F *,'1) 'DE./1'*  HEAGHE H'39 HAJG JCHF E5/1 'DE'D B/ J'*J EF 4EHDJ) 'D,1'&E A6D' 9F *,'1) 'DE./1'* H'DE$+1'* 'D9BDJ) C*G1J( 'D'3D-) H' D'4.'5 H*G1J( 'DFBH/ H*,'1) 'D1BJB H'.*D'3 'DE'D 'D9'E HEF +E '/.'D G0G 'D'EH'D 6EF 'DF4'7'* 'D'B*5'/J) D*/'HDG'. H91A 'D(96 () :3JD 'D'EH'D ('FG"'D*9(J1 9F E1'-D '.A'! E5'/1 'D'EH'D :J1 'DE41H9) HEF +E '/.'DG' AJ 'D/H1) 'D'B*5'/J) +E 'D*/'HD (G' H/.HDG' AJ E,'D 'D'3*+E'1" HG0' 'D*91JA J9(1 9F E1'-D :3D 'D'EH'D HGH 'D0J F$J/G C0DC. 'DA19 'D+'FJ EHBA 'D41J9) 'D'3D'EJ) EF 9EDJ'* :3JD 'D'EH'D *9/ 'D41J9) 'D'3D'EJ) 'D1'&/) AJ *,1JE :3JD 'D'EH'D B'D *9'DI() " BOD D'QN JN3R*NHPJ 'DR.N(PJ+O HN'D7QNJQP(O HNDNHR #N9R,N(NCN CN+R1N)O 'DR.N(PJ+P AN'*QNBOH'R 'DDQGN JN' #OHRDPJ 'D#NDR(N'(P DN9NDQNCOER *OARDP-OHFN " HB'D 'J6' " HND'N *N#RCODOH'R #NERHN'DNCOE (NJRFNCOE (P'DR(N'7PDP HN*O/RDOH'R (PGN' %PDNI 'DR-OCQN'EP DP*N#RCODOH'R AN1PJB'K EQPFR #NERHN'DP 'DFQN'3P (P'D%P+REP HN#NF*OER *N9RDNEOHFN "() HB'D 13HD 'DDG 5DI 'DDG 9DJG H3DE " 'FCE *.*5EHF 'DJ HD9D (96CE 'F JCHF (-,*G 'D-F EF (96 A'B6J DG 9DI F-H E' '3E9  AEF B79* DG EF -B '.JG 4J&' AD' J#.0G A'FE' 'B79 DG B79) EF 'DF'1" A'D%3D'E J$C/ 9DI -A8 E5'D- 'D'F3'F HJ9/ 'DE'D '-/ .E3) HGJ 'D/JF H'DFA3 H'D9BD H'DF3D HCD E' JAH* G0G 'D'5HD HEFG' 'DE'D AGH EA3/) H/A9G' GH E5D-) H'D9BH() 'DE:D8) HC0DC *EF9 'D'9*/'! 9DI E'D 'D'.1JF HEE*DC'*GE() . HEF 0DC J*(JF 'F 'DE'D H'-/ D' J*:J1 EGE' E1* 9DJG 'DE1'-D 'D*J J3DCG' :'3DH 'D'EH'D (B5/ *7GJ1 #EH'DGE. A'DE'D 'D-1'E -1EG 'D'3D'E H9/G ('( C3( :J1 E41H9 H'DE'D 'D0J J.69 DD:3D H'D*(JJ6 H'DE'D 'D-1'E CD'GE' E-1E (-CE 'D419 AD' J,H2 BJ'3 G0' 'DE'D 9DI (96 'D'9J'F 'D*J '0' *:J1* EF -'D 'DI -'D H*:JJ1G' ,01J' 9DI 9C3 -'D 'DE'D 'D0J JE1 (E1'-D 'D:3D D' J71' 9DJG *(/D 'H *:JJ1 '0 'DE-1E) 5A) AFBDG 9F 0'*G D' J.*5 (-BJB*G H,HG1G AD' JCHF 'DE'D 'D-1'E (9/ :3DG H*(JJ6G E'D' -D'D'. A'0' C'F 5'-(G E,GHD' AJ,( 'D*.D5 EFG DE5D-) 'D9'E) H'DAB1'! H'5-'( 'D-',) H'D,E9J'* 'D.J1J) H'DEF8E'* 'D'F3'FJ) 'D*J *B/E 9ED' F'A9' DDE3DEJF(). 'DE7D( 'D+'FJ 9EDJ'* :3D 'D#EH'D EF 'DE9DHE 'F 'DE'D() " GH CD E'DG BJE) E'/J)" H('F() CD 4J! D' J.1, 9F 'D*9'ED (7(J9*G 'H (-CE 'DB'FHF J5- 'F JCHF E-D' DD-BHB 'DE'DJ)" A'D'4J'! 'D*J *.1, 9F 'D*9'ED (-CE 'DB'FHF D' J,J2 'DB'FHF 'F *CHF E-D' DD-BHB 'DE'DJ) AGJ H'F C'F J7DB 9DJG' DA8 'DE'D D:) 'D' 'FG' *.1, 9F F7'B 'DE'D 419' 'H B'FHF' DCHF 'DE'D AJ D:) 'DB'FHF GH "CD -B 'J E5D-) 0'* BJE) E'DJ) JB1G' 'DB'FHF DDA1/". A'DE'D 'D0J J1'/ :3DG D' J9/ EBHE'K AD' J+(* "+1G  CHF E5/1G :J1 E41H9 AJ419 :'3DH 'D#EH'D 'DI *-HJDG 9(1 9EDJ'* %.A'! H*EHJG DCJ J/H1 0DC 'DE'D AJ /'&1) 'DB(HD 9(1 E1'-D HHAB "DJ'* . H*E1 9EDJ) :3D 'D#EH'D() (+D'+ E1'-D HCD E1-D) *.*DA 9F 'D'.1I  HG0G 'DE1'-D JECF 'F *B9 ,EJ9G' /A9) H'-/) CE' HJECF 'F *B9 CD E1-D) E3*BD) 9F 'D#.1I 'H 'F *B9 'DH'-/) *DH 'D'.1I  HB/ -'2*() 'DE1'-D 'D+D'+) 'DB(HD H3F'*J 9DI E1'-D :3D 'D'EH'D H"DJ'*G':- 'DA19 'D'HD:- E1'-D :3D 'D#EH'D . 'DA19 'D+'FJ:- "DJ'* :3D 'D#EH'D . 'DA19 'D'HD E1'-D :3JD 'D#EH'D 'HD': E1-D) 'D*H8JA H'D%J/'9 Placement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ayering : (9/ 'F F,-* 'DE1-D) 'D#HDI JF*BD 'DE'D 'DI E1-D) 'D*:7J)()  HEF 5A'* G0G 'DE1-D) 'D*9*JE H%.A'! E9'DE E5/1 'DE'D H%(9'/G B/1 'D'EC'F 9F E5/1G :J1 'DE41H9. A**9// *51A'*GE (*-1JC 'DE'D 'DI #C+1 EF /HD)() DCJ J59( **(9 E5/1G() H0DC (*:JJ1 7(J9*G 'D-'DJ) . %F G0G 'DE1-D) #C+1 *9BJ/'K H9'DEJ)  HEE' J3'9/ :'3DH 'D#EH'D AJ 'F,'2 9EDJ'*GE D,H$GE 'DI 'DE5'1A() 'DE*3'GD) AJ 'D9'DE() H*DC 'D*J **3E ('D*F'B6 AJ 'D*41J9 H'D*#.J1 AJ %5/'1 'D'-C'E 'DB6'&J) H'D*J D' **9'HF E9 ',G2) 'D417) 'H 'D*J *7(B() 'D31J) 'DE51AJ) (5H1) C(J1) . +'D+':- E1-D) 'D'F/E', Integration : HJB5/ (G0G 'DE1-D)() /E, 'D#EH'D :J1 'DE41H9) (#EH'D '.1I EC*3() EF E5'/1 E41H9) H'3*./'EG' E1) #.1I C#EH'D E41H9) E9DHE) 'DE5/1. H*-5D G0G 'DE1-D)() (9/ F,'- 9EDJ'* 'D*EHJG 'D*J #,1J* 9DJG' A*CHF 'D#EH'D B/ 'FA5D* *E'E'K 9F 'DE5/1 :J1 'DB'FHFJ H('** E.*AJ) AJ 'D#EH'D 'DE41H9) 'DE5/1 . H*4CD G0G 'DE1-D) **E)() DD-DB'* 'D3'(B) 'D*J E1* .D'DG' 'D#EH'D :J1 'DE41H9). H(*/HJ1 E**'DM DD'EH'D B/ J3*:1B (69 3FH'* *C*3( 'DE8G1 'DB'FHFJ (-J+ J59( 'C*4'A 'DE5/1 :J1 'DE41H9 HDCF JECF 'C*4'AG' 'F C'F* GJ&) 'D1B'() A'9D)() HB/ JD,# :'3DH 'D'EH'D 'DI #C+1 EF G0G 'DE1'-D . HG0' E' -/+ AJ B6J)() A1'FCDJF EH1 " A'F*BD* 'D#EH'D EF #9DI /1,'* 'D.7H1) 'DI '/FI E3*HI -J+ 4ED* 'DB6J) AJ 'D'J/'9 'D#HD  +E 'F*BD* 'D#EH'D 'DI E5'1A EF*41) AJ +E'FJ /HD  +E FBD 'DE'D 'DI #4.'5 DCJ *.*AJ ('D*H2J9 H*(*9/ 9F 'D4(G'*  +E 'F*BD* 'D#EH'D 'DI 41C'* 9'ED) D' *#*JG' 'D4(G'* AJ #H1(' +E #/.D* 'D#EH'D E1) #.1I AJ 41C'* AJG' F4'7'* E.*DA) 9F 3'(B*G' +E AJ -3'('* E51AJ) . HG0' E' J/D 9DI 'F :'3DJ 'D'EH'D D' J1CFHF 'DI E1'-D E9JF) (D B/ **:J1 -3( 7(J9) 'D5AB) HF4'7 :'3DJ 'D#EH'D H9D'B'*GE 'DE*H29) AJ #C+1 EF /HD) HEHB9  H0DC HAB "DJ'* D' JECF -51G' HDCF EF 'D#HDI %J1'/ (96G' . 'DA19 'D+'FJ "DJ'* :3D 'D#EH'D #5(-* 'D#EH'D 'D*J *:3D AJ 'D9'DE EF 'D59H() (EC'F *B/J1 CEJ*G'() D#FG' **#*I 9F 'D,1JE) 'D*J 3*'1G' 'D8DE) H'D31J) H'D'(*9'/ 9F 'DE1'B()  A6D'K 9F %EC'FJ) *H'7$GE E9 EF JE*DCHF 'DE91A) 'D*BFJ) . A**9// 'D"DJ'* H'D'3'DJ( H'D%,1'!'*  %0 JECF 'F FB3EG' 9DI "DJ'* *BDJ/J) H#.1I -/J+) HC'D'*J : 'HD':- 'D"DJ'* 'D*BDJ/J) . +'FJ':- 'D"DJ'* 'D-/J+) . 'HD':- 'D"DJ'* 'D*BDJ/J) : HE+'D *DC 'D"DJ'* *,'1) 'D3D9 'D+EJF)() H'DE9E1) C'DE,HG1'* H'D*-A H'DDH-'* 'DF'/1) H'D'F*JC'*  %0 J*E /A9 BJE) G0G 'DE4*1J'* FB/'K . H(9/ 0DC J*E (J9G' AJ #E'CF '.1I H'D-5HD 9DI 4JC'* E51AJ) JECF %J/'9G' AJ 'D(FHC /HF 'F *+J1 #J) 4(G)(). HB/ *H8A() 'D#EH'D AJ 41C'* 'D*#EJF(3) EF .D'D 3/'/ 'B3'7 'D*#EJF EF 'D#EH'D :J1 'DE41H9) A*D*2E 41C) 'D*#EJF (1/ 'D#EH'D 'DI 'DE$EF DG EF .D'D 4JC'* J*E %J/'9G' AJ 'D(FHC D-3'(GE . #H 3HB() 'DE2'/'* 'D9DFJ) HE-D'* 'D(J9 ('D*B3J7 HJ*E (EH,( G0G 'D71JB) 'D41'! ('DFB/ EF 'D#EH'D :J1 'DE41H9) +E (J9G' (EH,( 4JC'* DJ*3FI %J/'9G' AJ 'D(FHC /HF 4(G'* . HAJ B6J)() '3*:D :'3DH 'D'EH'D 'D4G'/'* 'DE51AJ) HAJG' 916* 9DI 'DE-'CE 'DE51J) H0DC ('D'3*JD'! 9DI 'DB1H6 (6E'F 4G'/'* (FCJ) 5'/1) EF (FHC E1C2J) AJ 9// EF 'D/HD 'D',F(J) H*-ED '.*'E 5F/HB 'DFB/ 'D/HDJ  H(96G' J-ED '3E'! (96 1$3'! 'D/HD E+D (AH13J,') 'D1&J3 'D3'(B D(FE'. %0 *6E 'D95'() +D'+) 'A1'/ ','F( J9'HFGE 9// EF 'DE51JJF H*E 6(7 8 4G'/'* (FCJ) #BJ'EG' (ED'JJF EF 'D9ED'* A6D' 9F 200 7F EF 'D0G( HEF ,F3J'* E.*DA) HEF3H() 'DI (FHC 9'DEJ) H*E* 'DE1'B() EF 'D3D7'* 'DE51J) ('DB(6 9DJGE H(-H2*GE 'D4G'/'* H'D0G( H'/9I 'A1'/ 'D95'() AJ 'D*-BJB'* 'FGE '96'! E$33) *-HJD E'DJ) EB1G' 'F/H3J' H'F 5'-( G0G 'DE$33) DG 9D'B) H7J/) E9 1$3'! 'D/HD  H(96 'D4.5J'* 'D9'DEJ) HB/ *(JF 'FG B/ 3(B *9'EDGE E9 5F/HB 'DFB/ 'D/HDJ  EE' J/D 9DI 'F 'D(FC J9/ H9'! D:'3DJ 'D'EH'D  H'F EFA0J G0G 'D,1JE) B'E (G' '4.'5 EF 0HJ 'DJ'B'* 'D(J6'!. H'F EBHE'*() 'D9HDE) GJ 'DEFA0 D*:7J) 9EDJ'* :3D 'D'EH'D .'5) H'F 5F/HB 'DFB/ 'D/HDJ J9/ '-/ EBHE'* 'D9HDE) 'D0J JA*- 'D#AB #E'E :'3DJ 'D#EH'D. HB/ JD,# :'3DH 'D#EH'D C0DC %DI 'DH3'&D 'D+B'AJ) H'D*1AJGJ)() C'DEG1,'F'* H'D(7HD'* H'D-5HD 9DI F3() EF %J1'/'*G' H%J/'9G' AJ 'D(FHC A6D'K 9F G/'J' 'D-AD'* H#H1'B 'DJ'F5J( 'D1'(-) EF F5J( #-/ 9H'&DGE EF *DC 'D'3'DJ( EF #,D %J,'/ E5/1 B'FHFJ DD#EH'D :J1 'DE41H9) H%J/'9 'DE'D /HF 9H'&B . HEF 'D'3'DJ( 'DB'FHFJ)() H0DC ('DD,H! 'DI 'DEF'29'* H'DB6'&J) 'DHGEJ)  E+'DG' /HD*'F **(9'F '3DH(JF E.*DAJF AJ -3E B6'J' :3JD 'D#EH'D AJ*-HD 'DE(D: 'DE-CHE 'DI #-/ 'D(FHC EF 'D/HD) 'D#.1I . HB/ JD,# :'3DH 'D#EH'D 'DI() 41'! 'DAF'/B H'D41C'* H'DE$33'* 'D.'31) H'DE*9+1) H41'! 'D#3GE H'D3F/'* #H :J1 *DC EF 'D"DJ'* . +'FJ':- 'D"DJ'* 'D-/J+) : B@/ J3DC :'3DH 'D#EH'D 71B' -/J+)() **(9G' 'DE5'1A EF #,D *E1J1 9EDJ'* :3JD #EH'DGE C'D'F*1F* H'D'*5'D ('D9ED'! 9DI E/'1 'D3'9) H'D*J **EJ2 ('D319) H*H3J9 F7@'B 'D#3H'B  H()'DH3J7 'D'DC*1HFJ H().J'1'* 'D*3HB H'D*H2J9 AEF 'D59( E91A) 'DEHB9 'D,:1'AJ DD,G) 'D*J J*E 'D*9'ED E9G' H'D*J B/ *9ED AJ 8D 'D31J) 'D*BFJ) H'D*4AJ1  HC0DC ./E'*() 'D51'A 'D"DJ H'D./E'* 'DE'DJ) 9F (9/ H'D(FC 'DEF2DJ  CE' 'F 'DG'*A 'D.DHJ() J2H/ 'D./E'* 'DE51AJ) DD2('&F AJ #J EC'F HAJ #J HB* HJAHB 'DH3'&D 'D*BFJ) 'DE*9'1A 9DJG' . H*4ED ./E'* 'DG'*A 'D.DHJ 'DE'DJ) *-HJD 'DFBH/ EF -3'( 'DI -3'( H./E'* 'D/A9 'DFB/J HA*- 'D-3'('* H%:D'BG' H:J1G' EF 'D./E'* 'DE51AJ) . %F '3*./'E 'D#,G2) 'DE*7H1) *:FJ() 9F 'D'*5'D 'DE('41 (ED'C 'DE51A 'D(41J HB/ *F9/E 'D1B'()() 9DI 'D,G'2 'D0J J#E1 "DJ'K . A*FA0 .7H'* :'3DJ 'D#EH'D /HF 59H('* HE.'71 HB/ *1H, 'D#3E'! 'DE3*9'1) H'DE2JA) H'DE6DD) . CE' 'F 'DFBH/ 'D'DC*1HFJ)() H3JD) JD,# 'DJG' :'3DH 'D#EH'D CHFG' 'DEC'A& 'D'DC*1HFJ DDFBH/ 'D*BDJ/J) C'D(7'B'* 'D(D'3*JCJ) 'DEE:F7) H'DFBH/ 'D'DC*1HFJ) 'D(1E,J) H'D5CHC 'D'DC*1HFJ)  H()**E 9EDJ'* 'D/A9 H%13'D 'DFBH/ 9DI 4CD E1AB AJ 13'D) (1J/ 'DC*1HFJ 'D*J *E*'2 ('D319) H'D3GHD) H'D31J) H'D*CDA) 'DBDJD) HG0G 'DE2'J' GJ 'D*J *:1J :'3DJ 'D#EH'D . CE' *9*(1 'D(7'B) 'D0CJ)() "DJ) #.1I *3*9ED EF B(D 'D,G) 'DE5/1) D4-FG' (E(D: E9JF EF 'DE'D J/A9G -'ED 'D(7'B) FB/'K *$GDG (9/ 0DC '3*./'EG' AJ 'D41'! 'DAH1J D/I 'D*,'1 'D0JF JB(DHF 'DHA'! (G' . %0 J*E .5E +EF *DC 'D9EDJ) (4CD 'DC*1HFJ EF 15J/ 'D(7'B) 'DE4-HF) 9DI 'D1BJB) 'D'DC*1HFJ) 'DE1*() 9DJG' (H3'7) #,G2) E*H'A1) D/I 'D*,'1 H**5A 'D(7'B) 'D0CJ) (B'(DJ*G' DD4-F (E('D: ,/J/) D'3*./'EG' EF ,/J/ . 'DE(-+ 'D+'FJ 'D*91JA ('DE51A H9EDJ'*G J(:J :'3DH 'D#EH'D 'D'(*9'/ 9F 'D4(G'* /HF *1C "+'1 DE5'/1 'EH'DGE :J1 'DE41H9) 9(1 'D9EDJ'* 'DE51AJ) H'D./E'* 'D*J J('41G' 'DE51A D*E1J1 #EH'DGE 9(1 G0G 'DBF') 'D*J *D*2E (E(/# 'D31J) 'DE51AJ)  HD#,D 'D*91JA ('D9EDJ'* 'DE51AJ) H'D*2'E 'DE51A (E(/# 'D31J) 'DE51AJ)  3FB3E G0' 'DE(-+ 9DI 'DE7D(JF 'D'*JJF:- 'DE7D( 'D'HD:- 'D*91JA ('DE51A 'DE7D( 'D+'FJ:- 9EDJ'* 'DE5'1A HE(/# 'D31J) 'DE51J) 'DE7D( 'D'HD 'D*91JA ('DE51A *BHE 'DE5'1A (/H1 EGE AJ 'D-J') 'D'B*5'/J) 'D*J **9'ED ('DFB/ (H5AG' FBH/ B'FHFJ) 'H BJ/J) C'DH/'&9 H*39I 9EDJ'*G 'DI *-BJB '-*J','* 'D9ED'! HF81' 'DI 'GEJ) 'DE5'1A H*FH9 9EDJ'*G AB/ H,/ AJG :'3DH 'D'EH'D 5F'9*GE HD#,D 'D*91JA ('DE51A A3HA F*F'HDG C'D#*J : 'DA19 'D'HD:- 'DEB5H/ ('DE51A 'DA19 'D+'FJ:- 9D'B) 'DE51A (9EDJ'* :3D 'D'EH'D 'DA19 'D'HD 'DEB5H/ ('DE51A 91A 'DE51A()(H5AG 'D4CDJ ('3E 'D(FC HCDE) Bank AJ 'D'J7'DJ) E9F'G' 'D1A 'H 'D-',2 'D.4(J ( Banko ) H'DE51A CDE) 91(J) AGH CD E-D 'F4J! DDE*',1) ('DFBH/ 'H 'D'H1'B 0'* 'D(/D 'DE'DJ C'H1'B 'DFB/ H'D*-HJD'*. HB/ 91A 'DB'FHF 'D91'BJ 'DE51A()('FG " J9FJ 4.5'K J-ED *1.J5'K 'H *51J-'K (EB*6I G0' 'DB'FHF DE('41) 'D#9E'D 'DE51AJ)" H'D'F47) 'DE51AJ) DG' /H1 E$+1 AJ 'DF4'7 'D'B*5'/J  A'DE51A #/') *EHJD DDE41H9'* 'D9'E) HJEF- 'D'9*E'/"(EAGHE 'D'&*E'F()" A'DE5'1A 9E'/ 'D'B*5'/ 'DBHEJ D#J) /HD). *E'13 9EDJ) *H8JA 'DE'D H'3*+E'1G D",'D E*A'H*) H*E'13 'D'&*E'F 'DE51AJ 'D0J J9/ '3'3 'D*9'ED AJ 'D-J') 'D*,'1J) HAJ 'DHB* FA3G E1'B() CJAJ) *FAJ0 0DC 'D*H8JA CE' GH 'D'E1 ('DF3() 'DI '5/'1 'D'H1'B 'DE'DJ)  'H *EHJD 'DE4'1J9 'D'B*5'/J) 'DE.*DA)(). H*7H1 EAGHE 'D9ED 'DE51AJ EF #/'! ./E'* E'DJ) .'5) D-3'('* 'D9EJD 'DI 'DBJ'E (./E'* 'DE'D H'D'3*4'1) 'DE'DJ) H./E'* 'D'3*+E'1 H'D*,'1) H'D%/'1) 'DE'DJ)(). 9DE'K (#F 'DE419 'D91'BJ AJ B'FHF 'D41C'* 'DF'A0() '4'1 'DI 'F J#.0 4CD 41C) E3'GE) EF 1- 'DE5'1A 2- 'D*#EJF H%9'/) 'D*#EJF 3- 'D'3*+E'1 'DE'DJ H#9E'D 'DE5'1A 'D*,'1J) CHFG' *BHE 9DI AC1) */'HD 'DE'D H'3*+E'1G H'D'B1'6 9DE' () ('F GF'C FH9JF EF 'D(FHC *3*./E CH',G) D*FAJ0 9EDJ'* :3D 'D'EH'D HGJ 'D(FHC 'D9'E). 'D*J D' *9*E/ 'D1B'() 'D5'1E) 9DI 'F47) :3D 'D'EH'D H'D(FHC 'D.'5) 'D*J **9'ED E9 'DE('D: 'DC(J1) H*.AJ 'DE5/1 'D-BJBJ DD'EH'D EB'(D 9EHD). 'DA19 'D+'FJ 9D'B) 'DE51A (9EDJ'* :3D 'D'EH'D *39I 'DE5'1A 'DI ',*0'( 'DH/'&9 'D*J *3'9/ AJ 2J'/) 'D'3*+E'1 EF ',D 'D-5HD 9DI '1('- %0 *BHE (*FH9 '/H'*G' 'DE51AJ). H9EHE'()A'DE5'1A *9*(1 H3JD) 61H1J) **,G 'DJG' 'EH'D :'3DJ 'D'EH'D 3H'! 'C'F* */1J 0DC #E DE */1J ('D'4*1'C E9 'D:'3DJF 9F 71JB 'DBJ'E (9EDJ'* E51AJ) HE'DJ) /HF 'F **1C '3('(' *,9D 'D(FHC **H,3 .JA) EF BJ'E G$D'! ('D*9'ED (FBH/ 'DH/'&9 'H *-HJD'* *1*(7 (9EDJ'* :3D 'D'EH'D A'D9D'B) (JF 'DF4'7 'DE51AJ H9EDJ'* :3D 'D'EH'D()9D'B) '.A'! H*EHJG H*3*1 9DI 'DE5/1 :J1 'DE41H9 DD'EH'D H9DI 'DE'DCJF 'D-BJBJJF .'5) 9F/ '3*./'E H3'&D 'D'*5'D 9F (9/ C'DA'C3 H4(C) 'D'F*1F* AJ E,'D'* 'D*,'1) 'D9'DEJ). H:'D(' E' JCHF *9'EDGE AJ -3'('* 'C+1 EF /HD) HJ*E 'D*-HJD E1) '.1I AJ -3'( (FC E1C2J AJ /HD) +'D+). A'DE5'1A *9/ 'DBF') 'D1&J3) H'D'GE 'D*J *E1 (G' 9EDJ'* :3D 'D'EH'D 9F 71JB ',1'! 9// EF 'D9EDJ'* 'DE*9DB) (*-HJD G0G 'D'EH'D H H*/HJ1G' -*I *FB79 5D*G' (E5/1G' HG0' E' 3FH6-G. 'DE7D( D+'FJ 9EDJ'* 'DE5'1A HE(/# 'D31J) 'DE51AJ) 'F 'D9EDJ'* 'DE51AJ) J('41G' 'DE51A 'DI ,'F( *B/JE ./E'*G D9ED'&G (B5/ 'D-5HD 9DI 'D1(- H**9// 'DE5'1A -3( 7(J9) 'D./E)() 'D*J *B/EG' AJ 8D 'D31J) 'DE51AJ) HD',D *H6J- 0DC A3HA FBHE (*B3JE G0' 'DE7D( 9DI 'DA19JF 'D'*JJF: 'DA19 'D'HD: 9EDJ'* 'DE5'1A 'DA19 'D+'FJ : E(/# 'D31J) 'DE51AJ) 'DA19 'D'HD 9EDJ'* 'DE5'1A **9// 'DE5'1A -3( 7(J9) 'D./E) 'D*J JB/EG' CD EFG' AEFG' 'DE51A 'DE1C2J 'D0J JG/A 'DI 'D-A'8 9DI 'D'3*B1'1 'DFB/J H'DE3CHC'* H*B/JE 'DE4H1) H'DE5'1A :J1 'D*,'1J) C'D21'9J) H'D5F'9J) H'D9B'1J). 'E' 'DE5'1A 'D*,'1J) A**9// 9EDJ'*G' AEFG' H/J9) 'DFBH/() (EB*6I 9B/ J.HD 'DE51A *EDC 'DFBH/ 'DEH/9) AJG H'D*51A AJG' (E' J*9DB (F4'7 'D9EJD 'DEGFJ E9 'D*2'EG (1/ E+DG' %,'1) 'D.2'&F() H(EB*6I G0' 'D9B/ J*9G/ 'DE51A EB'(D ',1) (H69 .2'F) E9JF) *-* *51A 'DE3*#,1 DD'F*A'9 (G' E/) E9JF)  H9EDJ) 'DFBD 'DE51AJ() (EH,(G' JBJ/ 'DE51A E(D:'K E9JF'K AJ 'D,'F( 'DE/JF AJ -3'( 'D"E1 ('DFBD (F'! 9DI 'E1 C*'(J A6D'K 9F 9B/ '9*E'/() 'D3-( 9DI 'DEC4HA HGH " 9B/ J69 'DE51A (EB*6'G *-* *51A 'DE3*AJ/ E(D:'K EF 'DFBH/ DE/) E9JF) 'H :J1 E9JF)" HC0DC 'D'9*E'/ 'DE3*F/J() " 'D0J J9/ 9B/'K J*9G/ 'DE51A (EB*6'G (A*- '9*E'/ DE5D-) 'DE3*AJ/ (F'! 9DI 7D( 'D'E1 (A*- 'D'9*E'/ (6E'F E3*F/'* *E+D (6'9) EFBHD) 'H E9/) DDFBD  HC0DC 'D.5E() 'D0J GH " '*A'B J*9G/ 'DE51A (EB*6'G ('F J/A9 EB/E'K BJE) H1B) *,'1J) 'H 'J E3*F/ ".1 B'(D DD*/'HD 'DI 'DE3*AJ/ EB'(D FBD EDCJ*G 'DI 'DE51A E9 'D*2'E 'DE3*AJ/ (1/ 'DBJE) 'DI 'DE51A '0' DE J/A9G' 'DE/JF 'D'5DJ  HC0DC .7'( 'D6E'F 'D0J GH *9G/ J5/1 EF E51A (F'! 9DI 7D( '-/ 'DE*9'EDJF E9G (/A9 E(D: E9JF 'H B'(D DD*9JJF D4.5 #.1 /HF BJ/ 'H 417. A'DE51A EF .D'D 9EDJ'*G G0G J.DB 'D'&*E'F HJH29G EF #,D E5D-*G HE5D-) 9ED'&G AJ*9'ED (4A'AJ) B/ *5D 'DI -/ 'D'7E&F'F H'D+B) . AD' (/ EF *-/J/ E9J'1 **E 9DI #3'3G 'D9EDJ'* 'DE51AJ) AJ EF- 'D'&*E'F H*6JJB 'D'3*9'F)() (#EH'D 'D:J1 D#F 9DJG '9*E'/ 'D*,'1) AD' (/ 'F JCHF *F8JEG 9DI E3*HI EF 'D/B) H'D*-3( EF 'D+:1'* 'D*F8JEJ) 'D*J J3*:DG' :'3DH 'D#EH'D . HAJ H'B9)() DE51A (H3*F 9F/ %.A'BG AJ 'D*(DJ: 9F E('D: H5D* F-H 12 EDJ'1 /HD'1 AJ 4CD *-HJD'* FB/J) DDE5'1A 'D',F(J) A/A9 'DE51A :1'E) EB/'1G' .E3E'&) 'DA /HD'1. EE' J3*/9J %-C'E 'D3J71) 9DI 'D9EDJ'* 'DE51AJ) H#-C'E *F8E E(/# 'D31J) 'DE51AJ) (4CD E*H'2F (JF 'D*E3C ('D31J) 'DE7DB) H'D31J) 'DEBJ/) 'D*J *$/J 'DI 9/E *(DJ: 'DE51A 9F 9EDJ'* :3D 'D#EH'D HEF +E J.31 'DE51A .3'1) E'/J) A6D'K 9F .3'1*G 'DE9FHJ) 'D*J **E+D ('D+B) 9DI 59J/ 9ED'! 'DE51A. 'DA19 'D+'FJ E(/# 'D31J) 'DE51AJ) (E' #F 'D31J) 'DE51AJ) GJ ,2! EF 'D31J) 'DEGFJ)(). D0' J*H,( 9DI 'DE51A 9/E 'D'/D'! (#31'1 9ED'&G CHFG E$*EF'K 9DI '31'1 'D:J1 'D' 'F :'3DJ 'D'EH'D '3*:DH' G0G 'D31J) EE' *7D( 'D'E1 *BJJ/G' HG0' E' 3F*F'HDG C'D"*J:- 'HD':- 'D*2'E 'DE51A ('D31J) 'DE51AJ) +'FJ':- *BJJ/ E(/# 'D31J) 'DE51AJ) 'HD':- 'D*2'E 'DE51A ('D31J) 'DE51AJ) *4CD* G0G 'D31J) 9F 'D#91'A() HEF +E #5(-* 'D*2'E'K *9'B/J'K HEF +E F8E*G' 'D*41J9'* 'DE51AJ) . A#5(- EF -B 'D9EJD 'F J-*, 9DI 'DE51A 9F/ %3B'7 'DE51A DG0' 'D-B DD9EJD AJ9/ G0' 'D'D*2'E H',('K B'FHFJ'K 9DI 'DE51A . A,'! 'D'G*E'E (C*E'F 'D31 'DEGFJ H9/E 'A4'&G CHFG H',( EF 4#F #J *9'B/ J*7D( 'D+B) 'DE*('/D) (JF #71'AG A'DE51A #HDI (G0' 'DC*E'F AJD*2E EH8AH 'DE51A ('DE-'A8) 9DI CD E' J7D9HF 9DJG EF E9DHE'* 9F 'D9EJD (-CE H8JA*GE AJ9/ 'D*2'EGE 3D(J'K GH 'D'E*F'9 9F %A4'! #31'1 'D9EJD HH',('K B'FHFJ'K CHF 'DBH'FJF F8E* G0' 'D'D*2'E . A'DB'FHF 'D91'BJ() F8E 'D31J) 'DE51AJ) H0DC #FG " JEF9 'J 4.5 J4:D EF5('K ('D3E'- D#.1JF ('D'7D'9 9DI E9DHE'* .'5) :J1 E*'-) DD9EHE  'H 'DC4A 9FG' 'H F41G' DCHFG B/ -5D 9DJG' '+F'! *#/J*G EG'E H8JA*G" . HC0DC F5 B'FHF 'DE5'1A 'D91'BJ 'D0J #C/ #F() "J-'A8 'DE51A 9DI 'D31J) AJE' J*9DB (,EJ9 -3'('* 'D9ED'! HH/'&9GE H'E'F'*GE H'D5F'/JB 'D*J JH/9HF AJG' EB*FJ'*GE" #E' 'DE419 'DD(F'FJ AB/ 3(B E419F' 'DH7FJ H0DC (*F8JEG #-C'E 'D31J) 'DE51AJ) AJ CD EF B'FHF 'D31J) 'DE51AJ) 'DD(F'FJ() HB'FHF 'D(FHC H'D'&*E'F 'DE51AJ (). #E' 'DB'FHF 'DE51J() AB/ #C/ 9DI 'D-A'8 9DI 'DE9DHE'* 'D*J -5D 9DJG' 'DEH8AHF 'DECDAHF (*FAJ0 'D31J) 'DE51AJ) . H-81 'DB'FHF 'D#1/FJ() 9DI %/'1JJ 'D(FC 'D-'DJJF H'D3'(BJF '97'! #J) E9DHE'* 'H (J'F'* 9F 'D9ED'! 'H -3'('*GE 'H H/'&9GE H'D#E'F'* 'H 'D.2'&F 'D.'5) (GE 'H 'J EF E9'ED'*GE 'H C4AG' 'H *ECJF 'D:J1 EF 'D'7D'9 9DJG' . HDCF 'D'D*2'E 'DE7DB ('D31J) 'DE51AJ) #HB9 'DC+J1 EF 'D(FHC E+D (FC 'D'9*E'/() 'DI 'D'F*C'3) H'D'FGJ'1 A#/I 'DI *HBAG 9F EE'13) 'DF4'7'* 'D*,'1J) C'A) H#9B(G 'FGJ'1 (FC 'D'*-'/ 'D#H1(J AJ #F*,H 'D0J *9'ED E9 'D31J) 'DE51AJ) /HF *BJJ/  EE' '671* 'D*41J9'* 'DI *F8JE 'D*2'E 9DI 'D(FHC HA16 'D1B'() 9DI E(/# 'D31J) 'DE51AJ) EF ',D 'DE-'A8) 9DI 'DE51A H'D'B*5'/  HGH E' 3F*F'HDG AJ 'DA19 'D'*J . +'FJ':- *BJJ/ E(/# 'D31J) 'DE51AJ) H,/F' %F 9ED'! 'DE5'1A HEFGE :'3DH 'D#EH'D J1CFHF 'DI 'D+B) 'DE*('/D) E9 'DE5'1A .'5) AJ 6H! 'D*2'EG ('D31J) 'DE51AJ) AJ 'DHB* 'D0J J,( 'F J*-3( DG 'DE51A EF AH6I 'D-1J) 'D*J *2929 +('*G H'3*B1'1G HEF '.*1'BG EF B(D :'3DJ 'D#EH'D . 68lnprt|( @ D H v ᾩwiYL?/Lw/h h}uCJZ^JaJo(h`<CJZ^JaJo(h CJZ^JaJo(h h4CJZ^JaJo(h hCJZ^JaJh hCJZ^JaJo(hLj2CJZ^JaJo((hhK56CJ4\]^J_HaJ4)hsQhKCJ&H*OJQJZ^JaJ&h)hsQhKCJ*H*OJQJZ^JaJ*hhhCJ Z^JaJ hhCJ Z^JaJ o(h"CJZ^J_HaJo(8t n p Pbkd$$IfTl   V0  4 la$$Ifa$gdE$ $Ifgd $$Ifa$gdLj2 $a$gd $a$gd!X8bh   B l n p ƹƩ~n^K;)"hz@2hz@2CJZ^J_HaJo(h%J"hz@2CJ Z_HaJ o($hbDhz@25CJ(Z\_HaJ(o(hlh[7_CJ$Z_HaJ$o(h[7_h[7_CJ Z^JaJ o(hK4hCJZ^JaJhEhCJZ^JaJo(hECJZ^JaJo(h h}uCJZ^JaJo(h`<CJZ^JaJo(h CJZ^JaJo(hdCJZ^JaJo(h h4CJZ^JaJo(h hECJZ^JaJo(p   D&T( $a$gdQ{ $a$gdi7 $a$gd $A$a$gdz@2 $A$a$gdz@2$A$gdz@2 $gdz@2 $a$gdz@2 $a$gdbD  rƸ֟~iVG5"hQ{hQ{CJZ^J_HaJo(hQ{CJZ^J_HaJo(%hNhz@25CJZ\^J_HaJ(hNhz@25CJZ\^J_HaJo("hi7hbDCJZ^J_HaJo(hz@2CJZ^J_HaJo("hi7hz@2CJZ^J_HaJo( hz@2Z_Hhhz@2CJ Z^JaJ hhz@2CJ Z^JaJ o(hz@2Z_Ho(hz@2hz@2CJ^J_HaJ"hyhz@25CJ\^J_HaJBDf$(RT &(*VXJTfͻtbSbAbbb"hz@2hbDCJZ^J_HaJo(h3CJZ^J_HaJo("hz@2hz@2CJZ^J_HaJo(hi7hz@2CJZ^J_HaJhQ{CJZ^J_HaJo(%hNhz@25CJZ\^J_HaJ(hNhz@25CJZ\^J_HaJo("hi7hbDCJZ^J_HaJo(hz@2CJZ^J_HaJo("hi7hz@2CJZ^J_HaJo("hi7hQ{CJZ^J_HaJo((*X02^,R(*0 .! $a$gdQ{ $a$gdi7 $a$gdz@2$h^`ha$gdl $a$gdQ{ $gdz@2 $a$gdz@2fntv.02\^d*,fhPR;uu;eeeeeVhCJZ^J_HaJo(hz@2hz@2CJZ^J_HaJhlCJZ^J_HaJo(%hNhz@25CJZ\^J_HaJ(hNhz@25CJZ\^J_HaJo("hz@2hbDCJZ^J_HaJo(hz@2CJZ^J_HaJo("hz@2hz@2CJZ^J_HaJo(hQ{CJZ^J_HaJo("hz@2hQ{CJZ^J_HaJo(&(*,. 0 !,!.!x!z!!!!!"$$IJlYlJhCJZ^J_HaJo(%h/hz@25CJZ\^J_HaJ(h/hz@25CJZ\^J_HaJo(hQ{CJZ^J_HaJo(hi7hz@2CJZ^J_HaJ"hi7hz@2CJZ^J_HaJo("hz@2hz@2CJZ^J_HaJo(hz@2hz@2CJZ^J_HaJhhz@2CJZ^JaJhhz@2CJZ^JaJhhz@2CJZ^JaJo(.!z!!!!"$ %%%%%.34R8:=? $a$gdgS $a$gdw.H $a$gdnJ $a$gd $a$gdD $a$gdz@2 $a$gdi7$$$% %$%&%%%%%%%%''''(())*+,+.+0+4+8+X+f+.,ȸțv`vv`vN"hz@2hQ{CJZ^J_HaJo(+jhyhz@2CJH*UZ^J_HaJ%hyhz@2CJH*Z^J_HaJo("hz@2hz@2CJZ^J_HaJo(hQ{CJZ^J_HaJo(hhz@2CJZ^JaJhhz@2CJZ^JaJo(hhz@2CJZ^JaJo(%h vhz@25CJZ\^J_HaJ(h vhz@25CJZ\^J_HaJo(.,<,,,,,F-H-J-L-....//0011|2~2222343F3J3j3l33333333344444477R8ɳɳܤܕܕܕܤ܆܆܆ܤ܆wɳɳ܆ܤhyCJZ^J_HaJo(hnJCJZ^J_HaJo(hQ{CJZ^J_HaJo(h3CJZ^J_HaJo(+jhyhz@2CJH*UZ^J_HaJ%hyhz@2CJH*Z^J_HaJo("hz@2hz@2CJZ^J_HaJo("hz@2hQ{CJZ^J_HaJo(.R8`8b8j8p8r8888::::::::::::::";0;Z;h;H<Z<b<p<<<==V=d===>о߫߅vv߫vddddddd"hz@2hgSCJZ^J_HaJo(hw.HCJZ^J_HaJo(hz@2hz@2CJZ^J_HaJ+jhyhz@2CJH*UZ^J_HaJ%hyhz@2CJH*Z^J_HaJo("hz@2hnJCJZ^J_HaJo(hnJCJZ^J_HaJo("hz@2hz@2CJZ^J_HaJo(hyCJZ^J_HaJo('>>H>V>?*?@?N?`?b?d?f????@@@@@@@@@AA0BpBvBBBD߾߫߀q_߫߀q߾߾߀q"hz@2hE bCJZ^J_HaJo(hyCJZ^J_HaJo((hE bhz@25CJZ\^J_HaJo(+jhyhz@2CJH*UZ^J_HaJ%hyhz@2CJH*Z^J_HaJo(hE bCJZ^J_HaJo("hz@2hgSCJZ^J_HaJo("hz@2hz@2CJZ^J_HaJo(hgSCJZ^J_HaJo(???@@vBBDEtH:JK@KBKHKpL|L~LLLMMMMMMMMfOnOrOѿѿwhhXFѿh"h'hlh'hlCJZ^J_HaJo(h'hlh'hlCJZ^J_HaJhh-8CJZ^J_HaJo(ho ho CJZ^J_HaJ+jhyhz@2CJH*UZ^J_HaJ%hyhz@2CJH*Z^J_HaJo(ho CJZ^J_HaJo("hz@2hz@2CJZ^J_HaJo(hyCJZ^J_HaJo(hh-8hz@2CJZ^JaJo(hhz@2CJZ^JaJo(rOvOOOOQ Q"Q$Q&Q*Q>QzQ|QQ RDRNRRRRR0TpTTTTTTURUVUZU\U V"V$V߮r\+jhyhz@2CJH*UZ^J_HaJ%hyhz@2CJH*Z^J_HaJo(+jhh-8hh-8CJH*UZ^J_HaJ%hh-8hh-8CJH*Z^J_HaJo("hz@2hz@2CJZ^J_HaJo(hh-8CJZ^J_HaJo(hh-8CJH*Z^J_HaJo("hz@2hh-8CJZ^J_HaJo(hyCJZ^J_HaJo($$V&V*V,VFVHVlVnVVVVVVVVVVVPWRWWW:XzXxYY"[$[&[([p\r\t\v\\ͽzzzzkhi7CJZ^J_HaJo(hh-8CJZ^J_HaJo(+jhyhz@2CJH*UZ^J_HaJhz@2hz@2CJZ^J_HaJhhz@2CJZ^JaJhhz@2CJZ^JaJo(hrCJZ^JaJo("hz@2hz@2CJZ^J_HaJo(%hyhz@2CJH*Z^J_HaJo("*V,VHVnVxY\>]]]]]]]^ ^sLsVsttttuuڨzjhz@2hz@2CJZ^J_HaJhhz@2CJZ^JaJhhgCJZ^JaJo(hhz@2CJZ^JaJo(huCJZ^JaJo(+jhyhz@2CJH*UZ^J_HaJh\<CJZ^J_HaJo("hz@2hz@2CJZ^J_HaJo(%hyhz@2CJH*Z^J_HaJo($u>u@uvuxuuuuuvv v vvߥ߈n_M:$:M+jhyhz@2CJH*UZ^J_HaJ%hyhz@2CJH*Z^J_HaJo("hz@2hz@2CJZ^J_HaJo(hBLCJZ^J_HaJo(3hz@2hz@2CJOJPJQJ^J_HaJhnHtH9hz@2hz@2CJOJPJQJZ^J_HaJhnHo(tH9h5CJOJPJQJZ\^J_HaJhnHo(tH9hhz@25CJOJPJQJ\^J_HaJhnHtH?hhz@25CJOJPJQJZ\^J_HaJhnHo(tH vvwwwwwwwwwwwwwww&y(y*y,yzz|z~zzz||||}}}}~lx TVb̶ߦ̶̶̶̶ߦߦ̶ߦ̶hBLCJZ^J_HaJo(hz@2hz@2CJZ^J_HaJ+jhyhz@2CJH*UZ^J_HaJ%hyhz@2CJH*Z^J_HaJo("hz@2hz@2CJZ^J_HaJo(h\<CJZ^J_HaJo(; "$& "*>BDFgJ;;hkbCJZ^J_HaJo(9hhz@25CJOJPJQJ\^J_HaJhnHtH?hhz@25CJOJPJQJZ\^J_HaJhnHo(tHhz@2hi7CJ^J_HaJo(hz@2CJZ^J_HaJo(+jhyhz@2CJH*UZ^J_HaJ%hyhz@2CJH*Z^J_HaJo(hBLCJZ^J_HaJo(hz@2hz@2CJZ^J_HaJ"hz@2hz@2CJZ^J_HaJo(ʈ̈ΈЈRT^df|֌ތݻݻݻݻݕweݻVhmnCJZ^J_HaJo("hz@2hmnCJZ^J_HaJo(h1SCJZ^J_HaJo(hBLCJZ^J_HaJo(hz@2hz@2CJZ^J_HaJ+jhyhz@2CJH*UZ^J_HaJ%hyhz@2CJH*Z^J_HaJo(hkbCJZ^J_HaJo("hz@2hz@2CJZ^J_HaJo(hkbCJH*Z^J_HaJo(!"T`bd֐$VȖnpRTl8, $a$gdz@2$`a$gdi7 $a$gd $a$gdy $a$gdi7 "$ʍ؍HJLNԐ֐XZ"$TVĵģĔĄuĔĄeWeWhhz@2CJZ^JaJhhz@2CJZ^JaJo(hBLCJZ^J_HaJo(hz@2hz@2CJZ^J_HaJhyCJZ^J_HaJo("hz@2hmnCJZ^J_HaJo(hmnCJZ^J_HaJo("hz@2hz@2CJZ^J_HaJo(+jhyhz@2CJH*UZ^J_HaJ%hyhz@2CJH*Z^J_HaJo( Vb:xƖȖnp0><^h߾l\L\::"hz@2hyCJZ^J_HaJo(hhCJZ^JaJo(hhz@2CJZ^JaJo(9hz@2hi7CJOJPJQJZ^J_HaJhnHo(tH?hyhz@25CJOJPJQJZ\^J_HaJhnHo(tH(hyhz@25CJZ\^J_HaJo("hyhi7CJZ^J_HaJo(hyCJZ^J_HaJo("hz@2hz@2CJZ^J_HaJo(hi7CJZ^J_HaJo(RTjlPb:<vxz|dfT\h̼teeVtVtVVhyCJZ^J_HaJo(hz@2hz@2CJ^J_HaJ+jhyhz@2CJH*UZ^J_HaJ%hyhz@2CJH*Z^J_HaJo(hCJZ^J_HaJo(hhCJZ^JaJo(hhz@2CJZ^JaJo(hi7CJZ^JaJo((hyhz@25CJZ\^J_HaJo("hz@2hz@2CJZ^J_HaJo( hjprܟ^`bdNbdfͻͻkU<1jhyhz@25CJH*UZ\^J_HaJ+hyhz@25CJH*Z\^J_HaJo((hyhz@25CJZ\^J_HaJo("h3hz@2CJZ^J_HaJo(+jhyhz@2CJH*UZ^J_HaJ%hyhz@2CJH*Z^J_HaJo("hz@2hz@2CJZ^J_HaJo(hyCJZ^J_HaJo("hz@2hyCJZ^J_HaJo("hyhyCJZ^J_HaJo(fh "&,.FHH԰vgXgE%hyhz@2CJH*Z^J_HaJo(h8XCJZ^J_HaJo(hi7CJZ^J_HaJo(hhCJZ^JaJo(hhz@2CJZ^JaJo(3hCJOJPJQJZ^J_HaJhnHo(tH"hz@2hz@2CJZ^J_HaJo("hy5CJZ\^J_HaJo((hyhz@25CJZ\^J_HaJo(+hyhz@25CJH*Z\^J_HaJo(,.H<>@BDF^| $a$gdi7$`a$gdz@2 $a$gdi7 $a$gd8X $a$gd $h^hgdz@2(,.0:N246BFHĵĵĵĵĦĦsdThhz@2CJZ^JaJo(hCJZ^J_HaJo(hz@2CJZ^J_HaJo("hz@2h*UCJZ^J_HaJo("h*Uh*UCJZ^J_HaJo(h*UCJZ^J_HaJo(h%CJZ^J_HaJo("hz@2hz@2CJZ^J_HaJo(%hyhz@2CJH*Z^J_HaJo(+jhyhz@2CJH*UZ^J_HaJz:<BDF\۶}kVD4hhz@2CJZ^JaJo("hz@2hi7CJZ^J_HaJo((hH7h5CJZ\^J_HaJo("h5CJZ\^J_HaJo("hz@25CJZ\^J_HaJo((hH7hz@25CJZ\^J_HaJo("hz@2hz@2CJZ^J_HaJo(h0[CJZ^J_HaJo(+jhyhz@2CJH*UZ^J_HaJ%hyhz@2CJH*Z^J_HaJo("h0[hz@2CJZ^J_HaJo(\^|Я*,nprtnprthjlnLNPRv~XZ\^|ƵʵεеRT|μthz@2hz@2CJZ^J_HaJ+jhyhz@2CJH*UZ^J_HaJ%hyhz@2CJH*Z^J_HaJo(hk6CJZ^J_HaJo("hz@2hz@2CJZ^J_HaJo("hz@2hH7CJZ^J_HaJo(hhz@2CJZ^JaJo(hhCJZ^JaJo(*|T޿02~ $gdz@2 $a$gdz@2 $a$gdi7 $a$gdM\ $a$gd$`a$gdi7$`a$gdM\$`a$gdz@2$`a$gdH7|~(*,.־޿JLNP~xz0̶ߦ̶ߖwe̶eVehs=CJZ^J_HaJo("hi7hz@2CJZ^J_HaJo(hi7CJZ^J_HaJo(hhCJZ^JaJo(hhz@2CJZ^JaJo(hz@2hz@2CJZ^J_HaJ+jhyhz@2CJH*UZ^J_HaJ%hyhz@2CJH*Z^J_HaJo("hz@2hz@2CJZ^J_HaJo(hM\CJZ^J_HaJo(02~  "\^ʸ}nnnn^ʸ}nnn}hz@2hz@2CJZ^J_HaJhM\CJZ^J_HaJo(+jhyhz@2CJH*UZ^J_HaJ%hyhz@2CJH*Z^J_HaJo("hz@2hM\CJZ^J_HaJo("hz@2hz@2CJZ^J_HaJo(hi7CJZ^J_HaJo((hhz@25CJZ\^J_HaJo("hz@2hCJZ^J_HaJo($& ,pr>@BD ͺs"h~h~CJZ^J_HaJo(hi7CJZ^J_HaJo(hz@2hz@2CJZ^J_HaJ+jhyhz@2CJH*UZ^J_HaJ%hyhz@2CJH*Z^J_HaJo("hz@2h~CJZ^J_HaJo(h~CJZ^J_HaJo("hz@2hz@2CJZ^J_HaJo(-\3d9D=.?ACEGHKNNNFOTNV $a$gd $a$gdz@2 $a$gd$J| $a$gd3C $a$gd~ $a$gdi7NX2Z3\3h33ʸʥuueceTB"hi7hz@2CJZ^J_HaJo(h$J|CJZ^J_HaJo(Uhz@2hz@2CJZ^J_HaJh3CCJZ^J_HaJo("hz@2hz@2CJZ^J_HaJo(hi7CJZ^J_HaJo(%hi7hz@25CJZ\^J_HaJ"h$J|5CJZ\^J_HaJo((hi7hz@25CJZ\^J_HaJo("hz@2hi7CJZ^J_HaJo(hz@2CJZ^J_HaJo(HDG0' 'D3(( AD' (/ EF *F8JE G0' 'D'D*2'E (71JB) ED'&E) H9/E '3*:D'DG EF B(D :'3DJ 'D#EH'D '3*+F'!K EF E(/# 'D31J) 'DE51AJ) H0DC EF .D'D *F8JEG' DEH',G) 9EDJ'* :3JD 'D#EH'D. AB/ BJ/* 'D31J) 'DE51AJ) (EH,( 'D*41J9'* H-01 EF 0DC (96 'DABG() EF '3*:D'D 'D'D*2'E 'DE7DB ('D31J) 'DE51AJ) *.HA'K EF *E1J1 'D9EDJ'* 'DE4(HG) 'D*J *$/J 'DI 'FGJ'1 'DE5'1A AD' (/ EF '*.'0 'D-J7) H'D-01 . D'F 'D*9'ED E9 'D31J) 'DE51AJ) 'DE7DB) D' JECF 'F JCHF E*H'C('K E9 9EDJ'* :3JD 'D#EH'D A,'! *BJJ/ E(/# 'D31J) 'DE51AJ) '3*+F'!K E9 9EDJ'* :3JD 'D#EH'D()  HD0DC AB/ 1.5* 'DBH'FJF() 'D*-1J 9F 'D9EJD H'D*-BB EF 9H'ED 'D+B) H'D-5HD 9DI 'D(J'F'* 'D'HDJ) H'D*91A 9DJG H'D-5HD 9DI 'DE9DHE'* 9FG H'D%(D': 'DE1.5 9F 'D9EDJ'* 'DE4(HG) HD' J9/ %A5'- 'DE51A 9F G0G 'DE9DHE'* %.D'D'K (H',( 'D31J) 'DE51AJ) HD' J*-ED 'DE51A #J) E3$HDJ) E' /'E B'&E'K (%(D': 'D(FC 'DE1C2J 9F 'D,1JE) DCJ J*.0 'D%,1'!'* 'DD'2E) 9F #J 9ED :J1 E41H9 HJ*.0 %,1'!'* 'D1B'() 'D*J GJ EF '.*5'5G. 'F 'DE51A (-',) 'DI E9J'1 D*F8JE 'D31J) 'DE51AJ) H*-/J/ 'D#33 'D*J JBHE 9DJG' AJ *BJJ/ 'D31J) 'DE51AJ) H0DC ('F JH6- 'DE419 DDE51A *EJJ2 'D9EDJ'* 'DE51AJ) :J1 'D9'/J) H'DE4(HG) (9F'J) DCJ J*.DI 'DE51A 9F 'DE3$HDJ) HJ3*,J( 'DE51A %DI 'D*F8JE 'DE7DH( ('D'D*2'E (JF 'D31J) 'DE51AJ) 'DE7DB) H'D31J) 'DE51AJ) 'DEBJ/) CE' 'F 'DC4A 9F 'D9EDJ'* /HF 0C1 '3E 'D9EJD D' J4CD E.'DA) DB'FHF 'D31J) 'DE51AJ) (D JHA1 'DC4A 9F 'D#EH'D :J1 'DE41H9) HD' J$+1 AJ E5D-) 'D9EJD D#F '3EG HGHJ*G 7JQ 'DC*E'F() . H#F D' JA5- 'DE51A 9F 'D#31'1 %D'Q %DI 'D,G) 'DE.HD) H9/E 'DC4A 9F 'D*(DJ: A'D9F'J) 'D.'5) E7DH() EF EH8AJ 'DE5'1A C0DC D:16 'D'G*E'E 'DD'2E (*-DJD 'D-3'('* HC4A 'D+:1'* H9/E *-0J1 'D9ED'! 9F/ %(D': 'D3D7) 9F 'DE9DHE'* #H -'D) 'D4(G'* . () A'DE51A #E'E 'D*2'E (9F'J) DCJ JA12 'D9EDJ'* :J1 'D7(J9J) H'DE6DD) 'D*J *3*H,( 9F'J) .'5) H*3*H,( 'D-01 9F/ %97'&G 'D*B'1J1 H'DEDA'* 'DD'2E) 9F 'D9ED'! EF .D'D 'DEH8AJF 'D0JF J*9'EDHF E9GE AEF 'DEH8AJF EF D/JG 'D-3 'DE51AJ 'DD'2E DC4A 'D9EDJ'* 'DE51AJ) 'D'9*J'/J) H'DE4*(G (G' HDCF E1'B(*GE #HDI ('D'G*E'E . AB/ DH-8() AJ H'B9) C4A -3'('* 'D'J/'9'* (E(D: 24 EDJHF /HD'1 .D'D 3 #4G1 (4CD :J1 '9*J'/J A#(D: 'DEH8A 'D,G'* 'DE.HD) A*E ED'-B) 'D9EJD H6(7 F4'7 'DE./1'* AJ #-/ 'DE5'1A 'DCHDHE(J) . H'D9C3 5-J- AJ H'B9) %0() B'E EH8A EF %/'1) 'D'3*J1'/ DDB7'9 'D9'E AJ 'D(FC 'D#GDJ 'DE51J 'D1&J3 (*-HJD E(D: +E'FJF 'DA /HD'1 #E1JCJ EF -3'( 'D(FC H'D(FHC 'D#.1I ((7'B) E2H1) 9DJG' 5H1) 5/JB 'DEH8A 'D0J B'E ('3*:D'D H8JA*G AJ ,E9 'DE9DHE'* 9F 'DE('D: 'DE-HD) D-3'( 5/JBG H0DC (*2HJ1 'D*HBJ9'* A*ECF* 'D3D7'* 'D1B'(J) H'D#EFJ) EF 'C*4'A 'DH'B9) . H9DI 'DE51A 'F J69 E(/# 'D+B) 9DI E-ED 'D4C 'DE*3'HJ EF ,EJ9 9ED'&G AAJ 9'E() 1999 C4A* 5-JA) 'D*'JE2 H'B9) '.*D'3 7'D* 'D%/'1) 'D#E1JCJ) H1&J3G' (JD CDJF*HF HF'&(G D9EDJ) :3JD #EH'D D*.1, #C+1 (J'6'K AJ 1H3J' (F-H EF (10-15) EDJ'1 /HD'1 . A'D(FC 9DJG 'D*2'E'* 'D-5HD 9DI 'DE9DHE'* 9F 'D9EJD H'D9EDJ) 'D*J J,1JG' H1B'() 'DEH8AJF 'D0JF J*9'EDHF AJ 'D-3'('* 'D31J) #H 'DE1BE) 'H E,GHDJ 'DGHJ) #H EF 5:'1GE 'D0JF J*H5DHF 'DI CDE) 'D31 EF 'D*FBJ( AJ BE'E'* 'DE5'1A #H 'D/.HD() %DI 'DEH'B9 'D-3'3) H.'5) *DC 'DE5'1A 'D*J **9'ED AB7 E9 'DE('D: 'DC(J1) /HF EF- AH'&/ HJB/1 9//G'() (@ 4000 A19 AJ 'D9'DE H-,E 'D#EH'D 'DE.(#) AJG' (F-H 13,6 +D'+) 941 *1JDJHF /HD'1 #E1JCJ H3*) #94'1 . 9DJG ACDE' *H'A1* 'DB/1'* 'DAFJ) H'D(41J) 'DD'2E) H*H'A1 'D3F/ 'D*41J9J A'F A'9DJ) 'D9ED 3*$/J 'DI F*J,) 'J,'(J) AJ 'DC4A 9F 'D9EDJ'* 'DE4(HG) 'D*J #4'1 'DJG' B'FHF 'D#EE 'DEB*1-() H0DC ('D'G*E'E #H 'D-A'8 9DI 'DEH8AJF 0HJ 'DCA'!) 'D0JF D/JGE 'D-3 'DE51AJ HJ*5AHF ('D#E'F) H'DF2'G) HE-'3() 'DEB51JF ,F'&J'K H*4/J/ 'D9BH() CHFGE E$*EFJF . H*4/J/ 'D1B'() 9DJGE DEH'C() *F8JE 'DE5'1A H-5'F*G' EF 'D9EDJ'* 'DE4(HG) HG0' E' 3F*F'HDG AJ 'DE(-+ 'D"*J . 'DE(-+ 'D+'D+ *A9JD 'D1B'() DEH'C() *F8JE 'D31J) 'DE51AJ) F81'K D'GEJ) /H1 'DE5'1A AJ (F'! 'D'B*5'/ 'DH7FJ AB/ #.69G 'DE419 'D91'BJ DD1B'() H'3*+FI E(/# 'D31J) 'DE51AJ) EF 9EDJ'* :3D 'D#EH'D H%.6'9G D1B'() E/BBJ 'D-3'('* -A'8'K 9DI 3E9*G H3E9) 9ED'&G %0 .HD 'D(FC 'DE1C2J 'D1B'() 9DI 'DE5'1A  HAJ 8D 3D7) 'D'&*D'A 'DE$B* 5/1 B'FHF EC'A-) :3JD 'D#EH'D() 'D91'BJ 'D' 'FG DE J0C1 E5'/1 'D'EH'D :J1 'DE41H9) H#5/1* 3D7) 'D'&*D'A B'FHF 'DE5'1A() " H0DC() ('D-/ EF 'D,1'&E 'DE'DJ) (E' AJG' 'D'-*J'D H:3JD 'D#EH'D H*EHJD 'D#9E'D 'D%1G'(J) H#4'1 'DB'FHF() 'DI "'D:'! *1.J5 H*51J- EE'13) 'D#9E'D 'DE51AJ) 9F/ 6DH9 'DE51A ... AJ 'F47) ',1'EJ) *4CD '-*J'D' 'H :3JD' DD'EH'D 'H *EHJD' DD'1G'(JJF" H'F /D 0DC 9DI 4J! A'FE' J/D 9DI 1B'() 5'1E) 9DI 'DE5'1A AJ 'D9EDJ'* 'DE4(HG). H'4'1 'DABG() 'DI 'F 'D91'B B/ 9'FI 'DC+J1 EF 'D8H'G1 E+D 'D31B) H'D*,'1) :J1 'DB'FHFJ) H'D#F47) 'DD' E41H9) H'DHGEJ) H*,'1) 'D1G'&F 'D(41J) AC'F 'D'HDI ('DE419 'F J51- ('D,1'&E 'D'.1I. H'.*DA* 'DBH'FJF AJ '3DH( 'D1B'() %D' 'F ,EJ9G' *-BB 'DG/A 0'*G H'3F/* 'D1B'() 'DI GJ&) (4CD E3*BD 9F 'DE51A H(EH,( 4.5J) E9FHJ) E3*BD) 0'* *F8JE %/'1J HE'DJ() H,'!* 9F 'DAC1) 'D.'5) (5F/HB 'DFB/ 'D/HDJ . A'DB'FHF 'DE51J DEC'A-) :3JD 'D#EH'D() F8E G0G 'DH-/) 'DE3*BD)() "0'* 7'(9 .'5 *E+D AJG' 'D,G'* 'DE'DJ) H*F4# ('D(FC 'DE1C2J 'DE51J" HEF() "9// EF 'D.(1'! H'DE*.55JF AJ 'DE,'D'* 'DE*9DB) (*7(JB '-C'E B'FHF EC'A-) :3JD 'D#EH'D HDGE 5A) E#EH1J 'D6(7 'DB6'&J" () AD' '3*:D'D DDFAH0 H'D5D'-J) EF B(D :'3DJ 'D'EH'D A'D1B'() 4EHDJ) %0 916* 9DI 'DB6'!() 'DB6J) 'DE91HA) (('D-('D) (5A*G 1&J3'K D41C) 'DF51 DD',G2) 'DCG1('&J) H'D'DC*1HFJ) (AJDJ(3) 'D0J -5D 9DI #EH'D :J1 E41H9) (3(( '3*:D'DG D3D7'*G HFAH0 H8JA*G D*-BJB E"1( 4.5J) AFH9 %J1'/'* +1H*G 'D*J B/1* (@ (91) EDJHF /HD'1 HA*- -3'('* E.*DA) D2H,*G H#HD'/G HD,# 'DI 41'! 'D9B'1'* H'DE,HG1'* H'D*-A A6D'K 9F 'D(0. 'D0J C'F J9J4G H9'&D*G 'D'E1 'D0J ,9DG 9',2'K 9F *B/JE #J *(1J1 EBF9 D'+('* E5/1 G0G 'D2J'/) AJ 'D+1H) H#-JD 'DI 'DB6'! H'3*:1B* E-'CE*G 2G'! 'D3F*JF A+(** 'D'*G'E'* (FG( 'D'EH'D H:3DG' AJ E5'1A 3HJ31' HAJF' H'DFE3' A5/1 'DB1'1 6/G ('D3,F DE/) 941 3FH'* H*:1JEG E(D:'K B/1G 24 EDJHF H672 'DA /HD'1 . A'D#HDI AJ E+D G0' 'D'4*('G 'F JCHF E3(B'K '3*F'/'K 'DI E(/# (EF #JF DC G0')  HC0DC 'DB'FHF 'DD(F'FJ() 4'1C 'D3D7*JF 'DE'DJ) H'DB6'&J) AJ 'D1B'() 9DI 'DE5'1A DEH',G) 9EDJ'* :3JD 'D#EH'D (EH,( 'DGJ&) 'D*J DG' 'D-5'F) D'96'&G' 6EF F7'B 9EDGE AD' '/9'! 9DJGE 'H 9DI '-/GE 'H ED'-B*GE (#J) E3$HDJ) E/FJ) #H ,2'&J) HEFG' E' J*9DB ('D31J) 'DE51AJ) %D' AJ -'D) %A4'! 'D31J). H'DB'FHF 'D3H/'FJ() '3*(B HBH9 -1C) 'D'EH'D :J1 'DE41H9) EF E,'D EC'A-) :3D 'D#EH'D " H15/ 'DE1'B() H-,E -1C) 'D#EH'D" "H%F4'!() H-/) *-1J'* E'DJ) *F3B E9 'DD,F) ('D*-BJB H'D*A*J4 H'C*4'A HE*'(9) '3'DJ( :3JD 'D#EH'D H'DI ,'F(G' () D,F) %/'1J) DEC'A-) :3JD 'D#EH'D HDG' 4.5J) '9*('1J) H**4CD EF 'DE/9J 'D9'E A6D'K 9F ".1JF HEFGE E/J1 'D'/'1) 'D9'E) DDE('-+ HE/J1 %/'1) EF8E'* 'D417) 'D/HDJ) H'D%BDJEJ) ('D'F*1(HD) HEB1 'DD,F)() AJ 'D9'5E) 'D.17HE HEFG' 'D-5'F)() HG0' 'DB'FHF ',/1 ('D*#JJ/. %F '.*5'5'* D,F) 'D1B'() (5H1) 9'E) **6EF 'F4'! B'9/) DD(J'F'* H'D*-1J H'DA-5 H**E+D AJ 'D3D7) 'D9DJ' 'DH7FJ) A'DBH'FJF **H-/ AJ *F8JE B'9/) 'D(J'F'* H'D*-1J H'DA-5 H'D3D7) 'D9DJ' . A'DB'FHF 'DE51J 'F4# B'9/) 'D(J'F'* H'D*J #F4#*G' " GJ&) 'D1B'()() H*69 'DH3'&D 'DCAJD) (*B/JEG' DD3D7'* 'DB6'&J) H:J1G' EF 'D,G'* 'DE.*5) D*7(JB '-C'E B'FHF :3D 'D'EH'D HC0DC *('/D 'DE9DHE'* H'D*F3JB E9 'D,G'* 'DE.*5) AJ 'D/HD 'D',F(J). H**HDI 'DH-/) '9E'D 'D*-1J H'DA-5 9E' J1'/ (G' EF '.7'1'* HE9DHE'* AJ 4#F 'D9EDJ'* 'D*J J4*(G AJ #FG' **6EF :3D 'EH'D H*BHE (%(D': 'DFJ'() 'D9'E) (E' J3A1 9F 'D*-1J EF BJ'E /D'&D 9DI '1*C'( 'D,1JE) HJ.DJ 'DE51A 71AG EF E.'71 'DE3$HDJ) 'DB'FHFJ) 9F/ *(DJ: 'D,G) 'DE.HD) (EC'A-) ,1'&E :3JD 'D#EH'D" . HC0DC 'DB'FHF 'DD(F'FJ() 'D0J 'F4# B'9/) (J'F'*  -J+ #H,( 9DI 'DGJ&) 'F JCHF AJ 'D,G'2 'DE1C2J ,G'2 E1C2J J3EI 'DH-/) 'D'/'1J) D,E9 'DE9DHE'* 'DE'DJ) D15/ 'DE9DHE'* 'DE*9DB) (,1'&E *(JJ6 'D'EH'D H-A8G' H*('/D 'DE9DHE'* E9 F8J1*G' EF 'D',G2) 'D',F(J) . A'DB/1) 9DI 'D*B5J() H,E9 'DE9DHE'* 9F 'D-'D'* 'DE4(HG) *(12 'GEJ) 'D/H1 'D-JHJ AJ *2HJ/ 'D3D7'* ('DE9DHE'*. H'DB'FHF 'D3H/'FJ() EF- 'DD,F) 'D3D7) 'D%/'1J) 'D9DJ' '.*5'5'* H5D'-J'* H'39) A6D'K 9F (J'F *F8JEG' C'D'*J : 'D*.7J7 DEC'A-) ,1'&E :3JD 'D#EH'D . *DBJ 'D'.7'1'* EF /'.D 'D3H/'F H.'1,G . 'D*-1J 'D'/'1J HE-6 E' J1/ 'DI 'DD,F) EF '.7'1'* HE9DHE'* J4*(G (#FG' 9EDJ'* :3JD 'D#EH'D . CE' 'F GJ&)() 'D1B'() AJ 'DB'FHF 'DE51J DEC'A-) :3JD 'D#EH'D 9DI 'DE5'1A H5A* 'DF8E 'DCAJD) ('D-5HD 9DI (J'F'* 'D*91A 9DI 'DGHJ) H'D'H6'9 'DB'FHFJ) 'D*J J*9JF '*('9G' AJ H69 'DF8E D9/E A*- 'D-3'('* #H 1(7 H/'&9 #H B(HD #EH'D 'H H/'&9 E,GHD) #H ('3E'! 5H1J) 'H HGEJ) . HC0DC 'DB'FHF 'DD(F'FJ() 'D0J '3F/ E+D G0G 'DEGE) AJ 'D*-BB EF 'DGHJ) EF '.*5'5 E51A D(F'F . HB/ H,/F' 'F 'DB'FHF 'D3H/'FJ D/JG 3D7) 9DJ' AJ EC'A-) :3JD 'D#EH'D AB79* 'D71JB 9DI 'DE*FA0JF() 'F JFA0H' EF G0G 'D,1JE) 'DEF8E) 'D*J J67D9 (G' 0HH 'DJ'B'* 'D(J6'! . HDB/ H,/F' 'F 'D*41J9'* E-D 'DEB'1F) 9'D,* 'D1B'() 9DI 'DE5'1A EF B(D 'DGJ&) EF -J+ '+('* GHJ) 'DE*9'EDJF H'FE'7 E9'ED'*GE HE(/# '91A 9EJDC EF ',D 15/ -1C) 'D'EH'D :J1 'DE41H9) H'D*(DJ: 9FG' . CE' 'FG D' (/ EF *F8JE 'D31J) 'DE51AJ) 9DI 'D9EDJ'* 'D'DC*1HFJ) .'5) E9 'D*7H1'* 'D-'DJ) H'DE3*B(DJ)() 'D*J J67D9 (G' 'DE51A H1B'() E*7H1) (#C+1 A'9DJ) E9 9ED'! 'DE51A H*F8JE 'D-E'J) 'D*BFJ)() DF8E 'DE9DHE'* H*HAJ1 6E'F'* B'FHFJ) 9F 9/E %3'!) '3*./'EG' H*F8JE H8'&A 'D#EF H'D31J) . AD' (/ EF *41J9 J*H'C( E9 'DF8E 'DE9DHE'*J) H*7(JB D#J F8'E E9DHE'*J J$EF ,EJ9 'D',1'!'* H'DEH'5A'* 'DE7DH() 'D*J **.0G' 'DE5'1A D'F -,E 'D'EH'D 'D*J *.(# (5H1) 9'E) EF 'D59H() 15/G' HAJ -CE #3D'EJ() 'F 'D39H/J) H'C(* 'D*7H1 'D*BFJ (-CE B6'&J ('F #/'F* ,1'&E 'D'F*1F* H*:1JE 'D0J '.*1B 'D(1J/ 'D'DC*1HFJ DA*') 39H/J) H'(*2'2G' H0DC ('D,D/ A'9*(1 'D-CE 9DI ,1JE) 'DC*1HFJ) (9BH() #3D'EJ) . 'D.'*E) (9/ 'F 'F*GJF' EF (-+F' " *F8JE E(/# 'D31J) 'DE51AJ) DEH',G) 9EDJ'* :3D 'D#EH'D " *H5DF' 'DI 'DF*'&, H'D*H5J'* 'D'*J) : #HD'K- 'DF*'&, : 'F :'3DJ 'D#EH'D JD,&HF 'DI BF') 'DE5'1A D*E1J1 9EDJ'*GE 'D*J **3E ('D*3*1 H'D*.AJ DCHF BF') 'DE5'1A *D*2E (E(/# 'D31J) 'DE51AJ) A6D'K 9F *9'EDGE E9 H3'&D 'D'*5'D 'D-/J+ 'D*J JECF '.*1'BG' (3GHD) . 'F :'3DJ 'D#EH'D **9// D/JGE '3'DJ( 'D*EHJG H'D%.A'! HAB E1'-D :J1 E-//) H%FE' *9*E/ 9DI CEJ) 'D5AB) HFH9J*G' . 'F *H39 F4'7'* 'DE5'1A H*9//G' 9DI 'D3'-) 'DCHFJ) (A6D 8'G1) 'D9HDE) A9D F4'7 :'3DJ 'D#EH'D H8DDGE ('D-E'J) . 'F 'D'D*2'E 'DE7DB ('D31J) 'DE51AJ) '/I ('D'F*C'3) H'FGJ'1 9// EF 'DE5'1A . %F 'DE5'1A (-',) 'DI *F8JE *41J9J DH69 E9J'1 D*F8JE 'D31J) 'DE51AJ) HA12 'D9EDJ'* :J1 'D7(J9) ('3'DJ( 'D*-DJD 'DE'DJ H'DE51AJ EF B(D EH8AJF #CA'! J9EDHF (-3 E51AJ H*C+JA */1J(GE A6D'K 9F E1'B(*GE DCJ D' JCHFH' #/') D*E1J1 'D9EDJ'* 'DE4(HG) . 'D-',) 'DI 'DFGH6 ('D/H1 'D1B'(J 9DI 'DE5'1A EF B(D D,'F J*E *F8JEG' HAB #-/+ 'DBH'FJF H,/J*G' HB'(DJ*G' DD*7(JB HF.5 ('D0C1 EFG' 'DB'FHF 'D3H/'FJ 'D0J #97I 'GEJ) H-5'F) H*F8JE'K 9DI E3*HI 'D3D7*JF 'D*FAJ0J) H'DB6'&J) EB'1F) ('DBH'FJF 'D*J H8AG' 'D(-+ . +'FJ'K- 'D*H5J'* : *F8JE E(/# 'D31J) 'DE51AJ) H'-C'E 'D*9'ED E9 H3'&D 'D'*5'D 'D-/J+) 'D*J J*J-G' 'DE51A D9ED'&G H1A9 CA'!) 'D9'EDJF HE1'B(*GE . 'D/9H) 'DI 'D9'DEJ) (/D'K 9F 'D9HDE) DCJ J*'- DD3D7'* 'DH7FJ) 'D1B'() 9DI 'DE5'1A H(E92D EF 'DBHI 'DEGJEF) 9DI 'DE'D 'D9'DEJ -J+ 'F*4'1 'DE5'1A 9DI E3'-) H'39) . F*EFI 9DI 'DE419 'D91'BJ 'F J-0H -0H 'D*41J9'* 'DE*7H1) 'D*J F8E* 'D9ED 'DE51AJ H'-CE* 'D3J71) 9DI 'DE5'1A EF B(D 3D7'* 'D/HD) CE' GH 'D-'D AJ 'DB'FHF 'D3H/'FJ . *A9JD /H1 'D41J9) 'D'3D'EJ) H*C+JA ,GH/ 'D'9D'E AJ %8G'1 HB'&9 9EDJ'* :3D 'D#EH'D H*+BJA 'D,EGH1 ('D+B'A) 'DE51AJ) . 'DE5'/1 #HD'K- 'DC*( : %(1'GJE -3F 9(/ 'D1-JE 'DED'  'DEH',G) 'D,F'&J) D,1JE) :3D 'D#EH'D  E$33) E-E/ (F 1'4/ "D EC*HE  2005E . /. 'DJ'3 F'5JA  'DC'ED AJ B'FHF 'D*,'1)  ,2  'D41C'* 'D*,'1J)  EF4H1'* 'D(-1 'DE*H37  9HJ/'*  D(F'F  1982 . /. ('3E E-E/ 5'D-  'DB'FHF 'D*,'1J  E7(9) ,'E9) (:/'/  1987 . /. ('3E E-E/ 5'D-  'DB'FHF 'D*,'1J  'DEC*() 'DB'FHFJ)  (:/'/  41C) 'D9'*C  'DB'G1)  2006 . 'DE-'EJ .'D/ '(1'GJE 'D*D'-E)  'D*41J9'* 'DE'D) H'DE51AJ)  /'1 'D%31'! DDF41  9E'F  'D'1/F  2004 . /. 9(/ 'D1-EF 'D3J/ A1-'F  E3'GE) 'D(FHC AJ EC'A-) :3JD 'D#EH'D  CDJ) 'D-BHB  'DEFHAJ)  E51  2004 . /. 9DJ ,E'D 'D/JF 9H6  9EDJ'* 'D(FHC EF 'DH,G) 'DB'FHFJ)  /'1 'DFG6) 'D91(J)  E51  1969 . 9DJ E*HDJ  'DF8'E 'DB'FHFJ DD-3'('* 'D31J)  72  /'1 'DFG6) 'D91(J)  'DB'G1)  2003 . 9E'/ 9DJ .DJD  'D-E'J) 'D,2'&J) D(7'B'* 'DHA'!  /'1 H'&D DDF41  9E'F  2000. E-EH/ E.*'1 (1(1J  'DE3$HDJ) 'D*B5J1J) DDE51A 9F/ A*- 'D'9*E'/'*, /'1 'DAC1 'D91(J  'DB'G1) 1986. +'FJ'K- 'DE,D'* H'D(-H+ : ,D'D HA'! E-E/JF  EC'A-) :3JD 'D#EH'D 71JB'K DDB'FHF 'DCHJ*J  1BE 35 D3F) 2002  E,D) 'D-BHB DD(-H+ 'DB'FHFJ) H'D'B*5'/J)  'D9//1  2002 . -3'E 'D/JF -3JF issuo 'D9// 1758 'D,E9) 4 ,E'/I/1423G@ . .HD) 14J/ -3F  :3JD 'D#EH'D  'DEAGHE H'D'3'DJ( 'D'B*5'/J)  E,D) CDJ) (:/'/ DD9DHE 'D'B*5'/J) 'D,'E9)  'D9// 7  2004 . 9'DJ) JHF3 9(/ 'D1-JE 'D/(':  '1*('7 'D9HDE) (:3JD 'D#EH'D H'+1G' 9DI 'DE'D  E,D) 'D1'A/JF DD-BHB  ,'E9) 'DEH5D  'D9// 538 C1 2008 . 'D'3*'0 /. 9('3 'D9(H/J  'D*F8JE 'DB'FHFJ DD3F/'* 'D'DC*1HFJ) 'DE3*.1,) 9F 71JB 'D'F*1FJ* AJ 'D'+('* 'DE/FJ  E,D) 'D1'A/JF DD-BHB  'DEH5D  'D9// 11/2000 . /. A'&B 'D4E'9  'D*,'1) 'D'DC*1HFJ)  /1'3'* B'FHFJ)  (J* 'D-CE)  'D3F) 2  'D9// 4  C1  2000  (:/'/ . +'D+'K- '7'1J- 'D/C*H1'G H13'&D 'DE',3*J1 : /'F) -E) ('BJ  13'D) E',3*J1  :3JD 'D#EH'D  ,'E9) 'D3DJE'FJ)  CDJ) 'DB'FHF  2005 . 2JF) :'FE 9(/ 'D,('1 'D5A'1  'D'31'1 'DE51AJ)  #71H-) /C*H1'G  DCDJ) 'DB'FHF  'DEH5D  2005 . 3D7'F 9(/ 'DDG 'D,H'1J  9BH/ 'D*,'1) 'D'DC*1HFJ) H'DB'FHF 'DH',( 'D*7(JB  '71H-) /C*H1'G  CDJ) 'DB'FHF  'DEH5D  2004 . EJ'/) 5D'- 'D/JF *', 'D/JF  9EDJ'* :3JD 'D#EH'D H3(D EH',G*G' EF .D'D 'D*41J9'* H'D,G'2 'DE51AJ  13'D) E',3*J1  CDJ) 'D'/'1) H'D'B*5'/  ,'E9) 'DEH5D  2004 . 1'(9'K- 'DEH'B9 'D'DC*1HFJ) : 'D/DJD 'D'DC*1HFJ DDB'FHF 'D91(J www.Arab law Info 'DE-'EJ JHF3 91(  'DEHB9 'D'DC*1HFJ HYPERLINK "http://www.arablaw.org"www.arablaw.org HYPERLINK "http://www.geocities.com"www.geocities.com 23/2/1427 EHB9 'DC*1HFJ   HYPERLINK "http://www.geocities.com/qwamis general" www.geocities.com/qwamis general HYPERLINK "http://www.wto.org"www.wto.org ,1J/) 'D(J'F 2 1(J9 'D#HD 2000 HYPERLINK "http://www.arablaw.org"www.arablaw.org ,1J/) 'D#G1'E 'DE51J) (*'1J. 27/12/1996 EF*/I DCDJ) 'D-BHB ,'E9) 'DEF5H1). ,1J/) 9'DE 'DJHE  'DCHJ*  'D9// 799 AJ 12/8/2009 . HYPERLINK "http://www.alamolywm.com"www.alamolywm.com EHB9 'DC*1HFJ  E$33) 'D'3D'E 'DJHE  2009   HYPERLINK "http://www.Islamtoday.com" www.Islamtoday.com EHB9 'DC*1HFJ  /.3'DE E-E/ 9(H/  'H1'B 91'BJ)  ,'E9) (:/'/ 23/2/1427. .'E3'K- 'DBH'FJF : 'DB'FHF 'DE/FJ 'D91'BJ 1BE 40 D3F) 1951 'DE9/D. B'FHF 'D*,'1) 'D91'BJ 1BE 30 D3F) 1984 'DE9/D. B'FHF 'DE5'1A 'D91'BJ 1BE 40 D3F) 2003 . B'FHF 'D(FHC H'D'&*E'F 'DE51AJ 'DD(F'FJ 1BE 163 D3F) 1957 . B'FHF 'D31J) 'DE51AJ) 'DD(F'FJ 1BE 33 AJ 5/9/1956 . B'FHF 'D(FC 'DE1C2J 'D91'BJ 1BE 56 D3F) 2004 . B'FHF 31J) 'D-3'('* 'DE51J 1BE 205 D3F) 1990 . B'FHF 'D(FHC 'D'1/FJ 1BE 28 D3F) 2000 . B'FHF EC'A-) :3JD 'D#EH'D 'D91'BJ 1BE 93 D3F) 2004 . B'FHF 'D(FC 'DE1C2J H'D,G'2 'DE51AJ 'DE51J 1BE 88 D3F) 2003 . B'FHF :3JD 'D#EH'D 'D3H/'FJ D3F) 2003 . (*) #3*DE 'D(-+ AJ 25/3/2010 *** B(D DDF41 AJ 12/5 /2010 . (1) /. ,D'D HA'! E-E/JF  EC'A-) :3JD 'D#EH'D  7(B'K DDB'FHF 'DCHJ*J 1BE (35) D3F) (2002)  E,D) 'D-BHB DD(-H+ 'DB'FHFJ) H'D'B*5'/J)  'D9// 'D#HD  2002  1BE1  5273 . (2) '(1'GJE -3F 9(/ 'D1-JE 'DED'  'DEH',G) 'D,F'&J) D,1JE) :3JD 'D#EH'D  71  /'1 'DBDE DDF41 H'D*H2J9  /(J  2009  526 . (1) /. 9(/ 'D1-EF 'D3J/ B1E'F  E3'GE) 'D(FHC AJ EC'A-) :3JD 'D#EH'D  72  /'1 'DFG6) 'D91(J)  'DB'G1)  2004  53 . (2) '(1'GJE -3F 9(/'D1-JE 'DED'  'DEH',G) 'D,F'&J) D,1JE) :3D 'D'EH'D  /'1 'DBDE  E$33) E-E/ (F 1'4/ "D EC*HE  'D'E'1'* 'D91(J)  /(J  2009  5414 G'E4 1 9F ,1J/) 'D.DJ, 'D9//(8850)  'D4'1B)  /HD) 'D'E'1'* 'D91(J) 'DE*-/)  (*'1J. 16/10/2002E. (3) ,E'D 'D7J( 9(/ 'DEDC  EC'A-) :3JD 'D#EH'D  53 . E4'1 'DJG D/I /'F) -E) ('B1  '71H-) E',3*J1  :3JD 'D#EH'D  CDJ) 'DB'FHF  ,'E9) 'D3DJE'FJ)  2005  563 . (1) E/1 EF B'FHF 1BE 80 D3F) 2002 'D5'/1 AJ 22 E'JH  B'FHF :3JD 'D#EH'D 'DE51J . (2) 'DE-'EJ JHF3 91(  ,1'&E 'D'EH'D  /1'3) AJ E'GJ) HE.'71 :3JD 'D'EH'D H'D'*,'G'* 'D/HDJ) DEC'A-*G' H(J'F E.77 'DE5'1A DEH',G) G0G 'D,1'&E  F41* 9DI ,2&JF AJ E,D) 'D(FHC-'D'1/F 53. (3) .HD) 14J/ -3F  :3JD 'D'EH'D  'DEAGH'D'3'DJ( H''D"+'1 'D'B*5'/J)/ E,D) CDJ) (:/'/ DD9DHE 'D'B*5'/J)  'D,'E9) 97 2004  5256. (1) :3JD 'D'EH'D '+1G H6H'(7 EC'A-*G  E5/1 'DC*1HFJ:  HYPERLINK "FilE://A:/Htm" FilE://A:/Htm pagelofb (2) E/ 73 EF 'DB'FHF 'DE/FJ 'D91'BJ  ('F 'D9B/ "'1*('7 'D'J,'( 'D5'/1 EF '-/ 'D9'B/JF (B(HD 'D'.1 9DI H,G *+(J* '+1G AJ 'DE9BH/ 9DJG". (3) HEF 'B/E 'D/HD AJ *F8JE BH'9/ .'5) (EC'A-) :3JD 'D'EH'D GJ 'DHD'J'* 'DE*-/) AJ 1970 H1976 HB1* AJ 1990 HEF 'D'*A'BJ'* 'D*J F8E* BH'9/G' ('*A'BJ) AJF' 1988 HE,EH9) 'D9ED 'D-'DJ) D9'E 1989 HE.*51G' ('D'FCDJ2J) FATF DD/HD 'D3(9 'D5F'9J) 'DC(1I H7(B* *H5J'*G' E,D3 'D'*-'/ 'D'H1(J 9'E 1991.514-522. 9(/ 'D1-EF 'D3J/ A1-'F  E5/1 3'(B. (1) EJ'/) 5D'- 'D/JF  9EDJ'* :3JD 'D#EH'D H3(D EH',G*G' EF .D'D 'D*41J9'* H'D,G'2 'DE51AJ  13'D) E',3*J1  CDJ) 'D'/'1) H'D'B*5'/  ,'E9) 'DEH5D  2005  522 . (2) .HD) 14J/ -3F  :3JD 'D#EH'D 'DEAGHE H'D'3'DJ( H'D'+'1 'D'B*5'/J)  E,D) CDJ) (:/'/ DD9DHE 'D'B*5'/J) 'D,'E9)  97  2004  5256 . (3) 3H1) 'DE'&/) 'D'J) 100 . (4) 3H1) 'D(B1) 'D'J) 188 . (1) -3'E 'D/JF -3JF Issue  9 1758  'D,E9) 14 ,E'/I2 1423G@  5 7 . (2) /. 9('3 '-E/ 'D('2  'DABG H'5HDG  ,'E9) 'DCHJ* E0CH1 D/I -3'E 'D/JF -3JF EF 5 8  5 9 EHB9 'DC*1HFJ 14 ,E'/J2 'D,E9)  1758 9// ,1J/)  www.Issue.com 3F) 1423G@ (3) E/65 EF 'DB'FHF 'DE/FJ 'D91'BJ 1BE 40 D3F) 1951 . (4) E/61 EF 'DB'FHF 'DE/FJ 'D91'BJ (1) 9(/ 'DE,J/ 'D-CJE H".1HF  'DH,J2 AJ F81J) 'D'D*2'E AJ 'DB'FHF 'DE/FJ 'D91'BJ  ,1  H2'1) 'D*9DJE 'D9'DJ H'D(-+ 'D9DEJ  (:/'/  1980  53. (2) EJ'/) 5D'- 'D/JF *', 'D/JF  9EDJ'* :3JD 'D#EH'D H3(D EH',G*G' EF .D'D 'D*41J9'* H'D,G'2 'DE51AJ  13'D) E',3*J1  CDJ) 'D'/'1) H'D'B*5'/  ,'E9) 'DEH5D  2004  524 . (3) /. 9(/ 'D1-EF 'D3J/ B1E'F  E3'GE) 'D(FHC AJ EC'A-) :3JD 'D#EH'D  CDJ) 'D-BHB  'DEFHAJ)  E51  2004  557 . (4) /. 2JF) :'FE 9(/ 'D,('1 'D5A'1  'D#31'1 'DE51AJ)  #71H-) /C*H1'G  CDJ) 'DB'FHF  ,'E9) 'DEH5D  2005  596 . (5) 'DE-'EJ JHF3 91(  'DEHB9 'D'DC*1HFJ:  HYPERLINK "http://www.arab" www.arab law. org (1) .HD) 14J/ -3F  :3JD 'D#EH'D  'DEAGHE H'D'3'DJ( H'D"+'1 'D'B*5'/J)  E,D) CDJ) (:/'/ DD9DHE 'D'B*5'/J) 'D,'E9)  97  2004  5257 . (2) 'DE-'EJ JHF3 91(  E5/1 3'(B  52 . (3) .HD) 14J/ -3F  E5/1 3'(B  5261 . (4) EJ'/) 5D'- 'D/JF *', 'D/JF  E5/1 3'(B  525 . (5) .HD) 14J/  E5/1 3'(B  5261 . (6) EJ'/) 5D'- 'D/JF *', 'D/JF  E5/1 3'(B  525 . (7) /. 2JF) 'D5A'1  E5/1 3'(B  5200 . () The Baghdad news paper, www.feont.com (9) 'DE-'EJ JHF3 91(  E5/1 3'(B  52 . (1) /. 9(/ 'D1-EF 'D3J/ B1E'F  E5/1 3'(B  564 . (2) .HD) 14J/ -3F  E5/1 3'(B  5262 . (3) /'F) -E) ('BJ  13'D) E',3*J1  :3JD 'D#EH'D  ,'E9) 'D3DJE'FJ)  CDJ) 'DB'FHF  2005  563 . (4) -3'E 'D/JF -3JF  E5/1 3'(B  57 . (5) '(1'GJE -3F 9(/ 'D1-JE 'DED'  E5/1 3'(B  529 . (1) -5D* 'DE'AJ' AJ AJJF' 9'5E) 'DFE3' 9DI #1('- *2J/ 9DI +D'+E'&) EDJ'1 /HD'1 9F (J9 'DE./1'*  HB/1 -,E 'DE'D 'D0J J.69 DD:3JD AJ 'DHD'J'* 'DE*-/) 'D'E1JCJ) (E'&) EDJ'1 /HD'1  Issue  91758  'D,E9) 14 ,E'/I 'D+'FJ) 1423  52 . (2) E5/1 'DC*1HFJ: www.geocities.com (3) Issue 9 1758 'D,E9) 14 ,E'/I 'D+'FJ) 1423G@ . (4) :3JD 'D#EH'D "+'1G H6H'(7 EC'A-*G www.geocities.com.23/02/1427.page10 (5) /'F) -E) ('BJ  E5/1 3'(B  567 . (1) '(1'GJE -3F 9(/ 'D1-JE 'DED'  E5/1 3'(B  5416. 9F /. -E/J 9(/'D98JE  :3JD 'D'EH'D AJ E51 H'D9'DE  'D7(9) 'D'HDI  'C'/JEJ) 'D3'/'* DD9DHE 'D'/'1J)  'DB'G1)  1997  5172 HB/ '4'1 'DI ,1J/) 'D'G1'E 'DE51J) (*'1J. 7/2/1996. (2) 9'DJ) JHF3 9(/ 'DF9JE 'D/(':  '1*('7 'D9HDE) (:3JD 'D'EH'D  E,D) 'D1'A/JF DD-BHB  ,'E9) 'DEH5D  'D9// 38  C'FHF 'D'HD 2008  5173. (3) /'F) -E) ('BJ  E5/1 3'(B  567 . (4) /'F) -E) ('BJ  'DE5/1 'D3'(B  567 . (1) E5/1 'DC*1HFJ: www.mada.com ('3E 9(/ 'DG'/J -3F  'D"+'1 'D'B*5'/J) D8'G1) :3JD 'D#EH'D  ,1J/) 'DE/I  2005  51. (2) /. 3D7'F 9(/ 'DDG 'D,H'1J  9BH/ 'D*,'1) 'D'DC*1HFJ) H'DB'FHF 'DH',( 'D*7(JB  13'D) /C*H1'G  CDJ) 'DB'FHF  'DEH5D  2004  512 . (3) /. E5D- '-E/ 'D71'HF) H/. -E/ 'D-,'J'  'D*-CJE 'D'DC*1HFJ  E,D) 'D-BHB  93  2005  525 . () www.wto.org () www.arablaw.org () www.gemplus.com (1) F'/1 'DA1/A'.H4  'D9ED 'DE51AJ 9(1 'D'F*1F*  'D/'1 'D91(J) DD9DHE  (J1H*  EC*() 'D1'&/ 'D9DEJ)  9E'F  71  2001  532 . (2) '3*'0F' /. 9('3 'D9(H/J  'D*F8JE 'DB'FHFJ DD3F/'* 'D'DC*1HFJ) 'DE3*.1,) 9F 71JB 'D'F*1F* AJ 'D%+('* 'DE/FJ  E,D) 'D1'A/JF DD-BHB  'DEH5D  911/2000  5138 . )( www.lawnet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www.Isoaq.com/news/news85htm (4) E/10 EF B'FHF 'D41C'* 'D91'BJ 1BE 21 D3F) 1997 'DE9/D 'DF'A0. (5) /.,D'D HA'! E-E/JF  E5/1 3'(B  514. (1) /.,D'D HA'! E-E/JF  E5/1 3'(B  5273. (2) 9(/ 'D1-EF 'D3J/ B1E'F  E5/1 3'(B  5 41. (3) /.('3E E-E/ 5'D-  'DB'FHF 'D*,'1J  E7(9) ,'E9) (:/'/  1987 531. (1) E/239 EF B'FHF 'D*,'1) 'D91'BJ 1BE 30 D3F) 1984 . (2) E/248 EF B'FHF 'D*,'1) 'D91'BJ . (3) E/258 EF B'FHF 'D*,'1) 'D91'BJ . (4) E/269 EF B'FHF 'D*,'1) 'D91'BJ . (5) E/273 EF B'FHF 'D*,'1) 'D91'BJ . (6) E/283 EF B'FHF 'D*,'1) 'D91'BJ . (1) /. 9DJ ,E'D 'D/JF 9H6  9EDJ'* 'D(FHC EF 'DH,G) 'DB'FHFJ)  /'1 'DFG6) 'D91(J)  E51  1969  511 . (2) '(1'GJE -3F 9(/ 'D1-JE 'DED'  E5/1 3'(B  5284 . (3) /. 9DJ ,E'D 'D/JF 9H6  E5/1 3'(B  5727 . (4) .'D/ '(1'GJE 'D*D'-E)  E5/1 3'(B  512 . (1) E/22 EF B'FHF 'D(FC 'DE1C2J 'D91'BJ 1BE 56 D3F) 2004 . (2) E/49 EF B'FHF 'DE5'1A 'D91'BJ 1BE 40 D3F) 2003 . (3) B'FHF 'D31J) 'DE51AJ) 'DD(F'FJ 1BE 33 AJ 5/9/1956 . (4) B'FHF 'D(FHC H'D'&*E'F 'DE51AJ 1BE 163 D3F) 1957 . (5) B'FHF 31J) 'D-3'('* 'DE51J 1BE 205 D3F) 1990 . (6) E/93 EF B'FHF 'D(FHC 'D'1/FJ 1BE 28 D3F) 2000 . (7) /. 'DJ'3 F'5JA  'DC'ED AJ B'FHF 'D*,'1)  ,2  'D41C'* 'D*,'1J)  EF4H1'* 'D(-1 'DE*H37  9HJ/'*  D(F'F  1982  5322 . (1) /. E-EH/ E.*'1 (1J1J  'DE3$HDJ) 'D*B5J1J) DDE51A 9F/ A*- 'D'9*E'/'*  /'1 'DAC1 'D91(J  'DB'G1)  1986  529 . (2) /. 2JF) 'D5A'1  E5/1 3'(B  5101 . (3) E/51 EF B'FHF 'DE5'1A 'D91'BJ  1BE 40 D3F) 2003  E/93 EF B'FHF 'D(FHC 'D'1/FJ  1BE 28 D3F) 2000 H E/101 EF B'FHF 'D(FC 'DE1C2J 'DE51J  1BE 88 D3F) 2003 . (1) /. 2JF) 'D5A'1  E5/1 3'(B  5101 . (2) EJ'/) 5D'- 'D/JF  E5/1 3'(B  5101 . (3) ,1J/) 'D(J'F  'D'-/  1(J9 'D#HD  'DEH'AB 4JHDJH 2000 . (4) ,1J/) 'D#G1'E 'DE51J) (*'1J. 27/12/1996 . (1) EHB9 'DC*1HFJ The Baghdad news paper  HYPERLINK "http://www.vecitiesquamisgeneral" www.vecitiesquamisgeneral 'D9// 1235 AJ 22 C'FHF 'D#HD 2005 . (2) 5-JA) 'DB(3  9 31/2003 . (3) /. HA'! ,D'D 'D/JF E-E/JF  E5/1 3'(B  514 . (4) ,1J/) 'D(J'F  'D#-/ 2 1(J9 'D#HD 'DEH'AB 4 JHFJH 2000 . (1) B'FHF EC'A-) :3JD 'D'EH'D 'D91'BJ 1BE 93 D3F) 2004. (2) E/ 2 EF B'FHF 'DE5'1A 'D91'BJ 1BE 40 EF 19/9/2003. (3) E/ 83 EF B'FHF 'DE5'1A 'D91'BJ) 2003 . (4) E/47 EF B'FHF 'DE5'1A 'D91'BJ 1BE 40 D3F) 2003 . (5) #. /. 3'DE E-E/ 9(H/  '3*'0 E3'9/ ,'E9) (:/'/  8'G1) :3D 'D'EH'D AJ 'D(J&) 'D91'BJ) 'D,/J/  'H1'B 91'BJ)  AJ 23/ 2/ 1427  5 20  E5/1 'DC*1HFJ. (6) EJ'/) 5D'- 'D/JF  E5/1 3'(B  566 . (7) 'DB'FHF 'DE51J DEC'A-) :3JD 'D#EH'D 1BE 80 D3F) 2002 . (8) E/3 EF B'FHF EC'A-) :3JD 'D#EH'D 'DE51J . (9) E/5 EF B'FHF EC'A-) :3JD 'D#EH'D 'DE51J . (1) E/6 EF B'FHF EC'A-) :3JD 'D#EH'D 'DE51J . (2) /. 9(/ 'DEHDI 9DJ E*HDJ  B1'1 'DFJ'() 'D9'E) 559 D3F) 1997 . '4'1* 'DJG : /. 2JF) 'D5A'1  E5/1 3'(B  529 . (3) B'FHF *(JJ6 'D#EH'D 'DD(F'FJ (4) E/14 EF B'FHF *(J6 'D#EH'D 'DD(F'FJ  1BE 318 AJ 20 FJ3'F 2001 . (5) E/5 EF B'FHF :3JD 'D#EH'D 'D3H/'FJ D3F) 2003 . (6) E/ 8 EF B'FHF :3JD 'D#EH'D 'D3H/'FJ . (1) E/12 EF B'FHF :3JD 'D#EH'D 'D3H/'FJ . (2) E/11 EF B'FHF :3JD 'D#EH'D 'D3H/'FJ . (3) E/4 EF B'FHF :3JD 'D#EH'D 'DE51J . (4) E/10 EF B'FHF EC'A-) :3JD 'D#EH'D 'DD(F'FJ . (5) ,1J/) 'D(J'F 2 1(J9 'D'HD 'DEH'AB 4 JHFJH 2000 . (6) E/9 EF 'DB'FHF 'D3H/'FJ D:3JD 'D#EH'D . (1) E/8 EF 'DB'FHF 'DE51J D:3JD 'D#EH'D . (2) E/5 EF 'DB'FHF 'DD(F'FJ . (3) ,1JE) :3JD 'D#EH'D EF ,1'&E 'D7(B) 'D',*E'9J) 'DE*1A) HJ59( ED'-B) '5-'(G' Arab law info. (4) HYPERLINK "http://www.arablaw.org"www.arablaw.org tech pagel (5) /. 7HFJ EJ4'D H/. ('3JD JH3A  FBD' 9F 3D7'F 9(/ 'DDG E-EH/ 'D,H'1J  E5/1 3'(B  538. (6) EHB9 'DC*1HFJ  E$33) 'D'3D'E 'DJHE  2009 www.Islamtodays. net.     PAGE 134 E,D) 'D1'A/JF DD-BHB  'DE,D/ (14)  'D9// (50)  'D3F) (16) PAGE 131 *F8JE E(/# 'D31J) 'DE51AJ) DEH',G) 9EDJ'* :3D 'D#EH'D Rafidain Of Law Journal, Vol. (14), No. (50), Year (16) Rafidain Of Law Journal, Vol. (14), No. (50), Year (16) 3333J44.6062646h6j6l6n6H7X777889(9b9d9n9 < <<<6=8=:=<=B=D=L=x==&?(?*?,?.?8?AAAAAAC,CVCĵģģģģēĵĵēģĄĄĄhi7CJZ^J_HaJo(hi7hz@2CJZ^J_HaJ"hi7h$J|CJZ^J_HaJo(h$J|CJZ^J_HaJo("hi7hz@2CJZ^J_HaJo(+jhyhz@2CJH*UZ^J_HaJ%hyhz@2CJH*Z^J_HaJo(4VCZC\C^C`CEEFFFFFFFGGGGGIIIIrJtJvJxJJJdKfKKKhLpLLL޶~ll񶧶޶޶]h74~CJZ^J_HaJo("hi7h$J|CJZ^J_HaJo(+jh$J|hz@2CJH*UZ^J_HaJ%h$J|hz@2CJH*Z^J_HaJo(hi7CJZ^J_HaJo("hi7hz@2CJZ^J_HaJo(+jhyhz@2CJH*UZ^J_HaJ%hyhz@2CJH*Z^J_HaJo(h$J|CJZ^J_HaJo($LLLLLMMNNNNNNDOOO*PdPPP6QFQQQQQQvdvUvFvdvdh CJZ^J_HaJo(h4)CJZ^J_HaJo("hz@2h4)CJZ^J_HaJo("hz@2hz@2CJZ^J_HaJo(hhz@2CJZ^JaJhhz@2CJZ^JaJo(hi7hz@2CJZ^J_HaJh$J|CJZ^J_HaJo(+jhyhz@2CJH*UZ^J_HaJ%hyhz@2CJH*Z^J_HaJo("hi7hz@2CJZ^J_HaJo(QQQQQ RBRDRFRHRXRZR\R^RRRRRRSSSS S"S$SdSrSTTTTTUUUUWWݼݩݩݼݼݼݼݩݼݩrcݩh`CJZ^J_HaJo("hz@2h`CJZ^J_HaJo(h CJZ^J_HaJo(+jhyhz@2CJH*UZ^J_HaJ%hyhz@2CJH*Z^J_HaJo("hz@2h4)CJZ^J_HaJo(h4)CJZ^J_HaJo("hz@2hz@2CJZ^J_HaJo(h4)CJH*Z^J_HaJo(&WWWWW:XX@XpXrXtXvXYY Y YYYYZZTZZZZZZZ^2_:_>_~__J`L`N`P`aadbfbbbbbfchcĴġ||ġ||Ĵġ|Ĵġġh`CJZ^J_HaJo(+jhBLhz@2CJH*UZ^J_HaJ%hBLhz@2CJH*Z^J_HaJo(hz@2hz@2CJZ^J_HaJ"hz@2hz@2CJZ^J_HaJo(%hyhz@2CJH*Z^J_HaJo(+jhyhz@2CJH*UZ^J_HaJ0NVW_fbHfgkmnooNp q2ssBuvy0|2|B|6} $a$gdT $a$gd $gd[7$ & Fa$gdz@2 $a$gd` $a$gdi7hcjclc4d6d8d:dzeeeeeeff f fFfHfggghhh:hh@hkkll l"l$l~llmmnnnnnnnnnnooIJĢĢēēĢēĢĢĢh`CJZ^J_HaJo(hz@2hz@2CJZ^J_HaJ"hz@2h`CJZ^J_HaJo("hz@2hz@2CJZ^J_HaJo(%hBLhz@2CJH*Z^J_HaJo(+jhBLhz@2CJH*UZ^J_HaJ3oooLpNpq qq,q.q0q2q0s2s^s`sbsdssstttttu@uBuNuvvvwwww^x`xȹ~n~n~_nn~hcjCJZ^J_HaJo(hi7hz@2CJZ^J_HaJ+jhBLhz@2CJH*UZ^J_HaJ%hBLhz@2CJH*Z^J_HaJo("hi7hz@2CJZ^J_HaJo(hBLCJZ^J_HaJo(3hz@2hz@2CJOJPJQJ^J_HaJhnHtH9hz@2hz@2CJOJPJQJZ^J_HaJhnHo(tH%`xbxdxyy"yzzzzzz{{{{|(|0|2|@|B|D|ĴĖĄĖĄrcSDrhz@2hz@2CJ^J_HaJhhCJZ^JaJo(hPrFCJZ^J_HaJo("hz@2hz@2CJZ^J_HaJo("hi7hcjCJZ^J_HaJo(hcjCJZ^J_HaJo(hBLCJZ^J_HaJo(hi7hz@2CJZ^J_HaJ"hi7hz@2CJZ^J_HaJo(%hBLhz@2CJH*Z^J_HaJo(+jhBLhz@2CJH*UZ^J_HaJD|.}4}6}8}Z}\}~}}}~~BD(*(ͽweUCUUUU܆"hThTCJZ^J_HaJo(hz@2hz@2CJ^J_HaJo("hz@2hA;CJZ^J_HaJo(hA;CJZ^J_HaJo(hTCJZ^J_HaJo(%hhz@25CJZ\^J_HaJ(hhz@25CJZ\^J_HaJo(hz@2h2XCJZ^J_HaJh[7CJZ^J_HaJo("hz@2hz@2CJZ^J_HaJo("h+)hz@2CJZ^J_HaJo(6}8}\}~D*(*,VT̉Ήމ $a$gd $gdT$ & Fa$gdz@2$ & F a$gd+)$ & F a$gdT$ & F a$gdA; $a$gdz@2(*,TVRTȆވʉ̉ΉƳz`zzF9h{qCJZ^JaJo(3hz@2hz@2CJOJPJQJ^J_HaJhnHtH3hTCJOJPJQJZ^J_HaJhnHo(tH6hz@2hz@2CJOJPJQJ^J_HaJhnHo(tH9hz@2hz@2CJOJPJQJZ^J_HaJhnHo(tH%h2Xhz@25CJZ\^J_HaJ(h2Xhz@25CJZ\^J_HaJo(%h2Xhk5CJ\^J_HaJo("hz@25CJZ\^J_HaJo(Ή܉މ֊؊BD؍ڍfh|~Ͱz]D]Dz0hTCJOJPJQJ^J_HaJhnHo(tH9hz@2hTCJOJPJQJZ^J_HaJhnHo(tH6hz@2hz@2CJOJPJQJ^J_HaJhnHo(tH3hz@2hz@2CJOJPJQJ^J_HaJhnHtH9hz@2hz@2CJOJPJQJZ^J_HaJhnHo(tH(h2Xhz@25CJZ\^J_HaJo(h2Xhz@2CJZ^JaJh2Xhz@2CJZ^JaJo(؊Dڍh~ԒH@Tpʗ$ & Fa$gdz@2 $a$gdz@2$ & F a$gd4$ & F Z^`Za$gdT$ & Fa$gdz@2~ҒԒFH>@RTnpȗʗxz>@8:~>@BƩsƩs٩Y3hiCJOJPJQJZ^J_HaJhnHo(tH6hz@2hz@2CJOJPJQJ^J_HaJhnHo(tH3hz@2hz@2CJOJPJQJ^J_HaJhnHtH9hz@2hz@2CJOJPJQJZ^J_HaJhnHo(tH%h2Xhz@25CJZ\^J_HaJ(h2Xhz@25CJZ\^J_HaJo("hz@2hz@2CJZ^J_HaJo("ʗz@:BڝĞnrPԢ6^$ & F ha$gdi$ & F hgdi $ & Fgdi$ & Fa$gdz@2 $a$gdz@2$ & Fa$gdz@2BޜRT֝؝ڝ  vx⩏w`w`>Bjhz@2hz@2CJOJPJQJU^J_HaJhnHtH-hiCJOJPJQJ^J_HaJhnHtH/hz@2hz@2CJOJPJQJ^JaJhnHtH3hz@2hz@2CJOJPJQJ^J_HaJhnHtH<jhz@2hz@2CJOJPJQJU^J_HaJhnHtH3hiCJOJPJQJZ^J_HaJhnHo(tH9hz@2hz@2CJOJPJQJZ^J_HaJhnHo(tHxzžĞHJHJhjlnprءڡ"$FHLNPᲘ~aaaaaaa9hz@2hz@2CJOJPJQJZ^J_HaJhnHo(tH3hiCJOJPJQJZ^J_HaJhnHo(tH3hz@2hz@2CJOJPJQJ^J_HaJhnHtH-hiCJOJPJQJ^J_HaJhnHtH/hz@2hz@2CJOJPJQJ^JaJhnHtH<jhz@2hz@2CJOJPJQJU^J_HaJhnHtH&ҢԢ&(Nrvxz幝gQ@ h1!hi0JCJ^J_HaJ+jh1!hiCJU^J_HaJ3hz@2hiCJOJPJQJ^J_HaJhnHtHhiCJ^J_HaJjhiCJU^J_HaJ6hihiCJOJPJQJ^J_HaJhnHo(tHhiCJZ^J_HaJo(9hz@2hz@2CJOJPJQJZ^J_HaJhnHo(tH3hiCJOJPJQJZ^J_HaJhnHo(tH46^ rtVXhjԧ֧RTVǭǭǭǭǭǭǭǭǭǭ~l\hz@2hz@2CJ^J_HaJo("hz@2hz@2CJZ^J_HaJo(3hFeCJOJPJQJZ^J_HaJhnHo(tH(h2Xhz@25CJZ\^J_HaJo(3hz@2hz@2CJOJPJQJ^J_HaJhnHtH9hz@2hz@2CJOJPJQJZ^J_HaJhnHo(tH6hz@2hz@2CJOJPJQJ^J_HaJhnHo(tH^ tXj֧T $a$gdTp $gdz@2$dha$gdz@2 $a$gdz@2$ & Fh^h`a$gd2X$ & F a$gdFe$ & Fa$gdz@2بܨި"&(*,.j|~z|~jlnprPRܸueueueh74~0JCJH*Z^JaJo(hz@2h74~CJZ^J_HaJ*hz@2h74~CJOJQJZ^J_HaJo(hz@2h74~CJZ^JaJo(h74~CJZ^JaJo(hz@2h74~CJZ^JaJ*hz@2h74~0JCJH*OJQJZ^JaJ#hz@2h74~CJOJQJZ^JaJ"hz@2hG`CJZ^J_HaJo('(~nTD&Hܹ^ $gdr$~^`~a$gdD$~^`~a$gdr$~^`~a$gd4Fq $a$gdG`RTVXBDFH"&(*`b|~d߰ߢߑu߰hz@2h74~0JCJ^JaJhz@2h74~CJ^JaJ!jhz@2h74~CJU^JaJhz@2h74~CJZ^JaJ"hz@2h74~CJZ^J_HaJo(h74~CJZ^JaJo(h74~0JCJH*Z^JaJo(hz@2h74~CJZ^JaJo(hz@2h74~CJZ^J_HaJ.PXFHJLֹعڹܹ޹>HJLһ~hP9@h74~o(hh-8h74~CJZ^JaJo(hz@2h74~CJZ^J_HaJh74~0JCJH*Z^JaJo(hz@2h74~CJZ^JaJh74~CJZ^JaJo("hz@2h74~CJZ^J_HaJo(hz@2h74~CJ^JaJhz@2h74~CJZ^JaJo(1Z\^`b½ĽƽȽʽ"$&(ƿ  xFnpr𣔣vhz@2h74~CJ^JaJ!jhz@2h74~CJU^JaJh74~CJZ^J_HaJo("hz@2h74~CJZ^J_HaJo(h74~CJZ^JaJo(h74~0JCJH*Z^JaJo(hz@2h74~CJZ^J_HaJhz@2h74~CJZ^JaJhz@2h74~CJZ^JaJo(.^½" @FZh0$~^`~a$gdu$~A$^`~a$gd4Fq$~^`~a$gdB$~^`~a$gdr<>@BDBDFHJ  VXĴĴĴĴĴĴĴĚ(jhz@2h74~0JCJH*U^JaJh74~CJ^JaJh74~0JCJH*Z^JaJo(hz@2h74~CJZ^JaJo(hz@2h74~CJZ^J_HaJhz@2h74~CJZ^JaJ!jhz@2h74~CJU^JaJhz@2h74~CJ^JaJ.XZ\^dfhjl,.024n~V`>@bdfhjnxóóóóóóᇡóóᇡhz@2h74~CJ^JaJh74~CJZ^JaJo("hz@2h74~CJZ^J_HaJo(hz@2h74~CJZ^J_HaJhz@2h74~CJZ^JaJh74~0JCJH*Z^JaJo(hz@2h74~CJZ^JaJo(hz@2h74~CJ^J_HaJ5f$nx0^$~A$^`~a$gd{$~A$^`~a$gd2$^`a$gd v$~^`~a$gdmn$~^`~a$gdA$&lnprvxz|,.024RZ\^`b⦜(jhz@2h74~0JCJH*U^JaJh74~CJ^JaJhz@2h74~CJZ^J_HaJ"hz@2h74~CJZ^J_HaJo(hz@2h74~CJ^JaJh74~CJZ^JaJo(hz@2h74~CJZ^JaJhz@2h74~CJZ^JaJo(5bf|~ "$&(*,@BDVXZ\:>@BD頓ۃn۠_ۃh74~CJZ^J_HaJo((jhz@2h74~0JCJH*U^JaJhz@2h74~CJZ^J_HaJh74~CJZ^JaJo(hz@2h74~CJZ^JaJo(jh{h74~U!jh{h74~CJU^JaJhz@2h74~CJ^J_HaJhz@2h74~CJZ^JaJhz@2h74~CJ^JaJh74~CJ^JaJ%$X@T8$~A$^`~a$gdu$~^`~a$gd$~^`~a$gd[$~^`~a$gdu$~A$^`~a$gd[$~^`~a$gd1SDDFPRTVX ҳҤuhhz@2h74~CJ^JaJh74~CJ^JaJhuh74~CJZ^JaJo((jhz@2h74~0JCJH*U^JaJh74~CJZ^J_HaJo("hz@2h74~CJZ^J_HaJo(h74~CJZ^JaJo(hz@2h74~CJZ^J_HaJhz@2h74~CJZ^JaJhz@2h74~CJZ^JaJo((*068:<> ",.024|~ "$bdfhj(*,hz@2h74~CJZ^JaJ"hz@2h74~CJZ^J_HaJo(hz@2h74~CJZ^J_HaJhz@2h74~CJZ^JaJo(h74~CJZ^JaJo(F0 f,l"f$d$~^`~a$gd+5$~^`~a$gd,.0jlnp "$&bdfhjh74~0JCJH*Z^JaJo(hz@2h74~CJZ^J_HaJhz@2h74~CJZ^JaJh74~CJZ^JaJo(hz@2h74~CJZ^JaJo(FBD "$&(bdfhHJLNR(.0248$&(*z|~h74~CJZ^JaJo(hz@2h74~CJZ^J_HaJh74~0JCJH*Z^JaJo(hz@2h74~CJZ^JaJo("hz@2h74~CJZ^J_HaJo(hz@2h74~0JCJ^JaJ!jhz@2h74~CJU^JaJhz@2h74~CJ^JaJ4J0&|XFBR$~^`~a$gdR$L^L`gd*$~^`~a$gd*$~^`~a$gd$~^`~a$gd4)~TVXZ\ DFHJLN@BDFNPRTV ߴߴߢߢߢ"hz@2h74~CJZ^J_HaJo(h74~CJZ^JaJo(hz@2h74~CJZ^JaJhz@2h74~CJZ^J_HaJhz@2h74~CJZ^JaJo(h74~0JCJH*Z^JaJo(@  z|~2468:tvxz|2468@BD~Ѵљ{nh74~CJZ^JaJo(hz@2h74~CJ^J_HaJhz@2h74~0JCJ^JaJ!jhz@2h74~CJU^JaJh74~CJ^JaJhz@2h74~CJ^JaJh74~0JCJH*Z^JaJo(hz@2h74~CJZ^JaJo(hz@2h74~CJZ^J_HaJhz@2h74~CJZ^JaJ+~6x8"$(*D$h&dP]h`a$gd)3$z&`#$gd)3$$~A$^`~a$gdR$~^`~a$gdR~   $&*,8:@BDF񵱥oUoN h74~Zo(2hA;0J5CJOJQJZ\^JaJmHnHu*h'h74~0J5CJOJQJ\^JaJ6jh'h74~0J5CJOJQJUZ\^JaJh74~jh74~UZ^Jh]"hz@2h74~CJZ^J_HaJo(hz@2h74~CJ^JaJh74~CJZ^JaJo(hz@2h74~CJZ^JaJo(hz@2h74~CJZ^JaJFFHJ}q_UNUNUNUCh`3h74~5<\ h74~5\h`3h74~5\"h)3h74~CJOJQJZ^Jo(h)3h74~Z^Jo(,hA;0JCJOJQJZ^JaJmHnHu$h^h74~0JCJOJQJ^JaJ0jh^h74~0JCJOJQJUZ^JaJh74~h)3h74~CJZ_H o(h74~5CJZ\^Jo(h74~5CJZ\^J_Ho(h=h74~5CJZ\^JHJ468:<>@BDF$h$dA$N]ha$gdG`$$h$dA$N]ha$gdi$&dP`a$gd'$&`#$gd)3$h&dP]ha$gd)3(,.2468`bfhjǻ쳡"hz@2hG`CJZ^J_HaJo(h\Ah]h`3h74~5\^Jh`3h74~5<\h74~5\_H h74~5\h`3h74~5\h74~h`3h74~5CJ\^JaJFHJLNPRTVXZ\^`bdfhj $a$gdTp$C0&P Pf:p)3<0BP' (5!"#$% (2~$$If!vh5#v:V l V0  54DyK !www.geocities.com/qwamis generalyK Phttp://www.geocities.com/qwamis generalDyK www.Islamtoday.comyK 6http://www.islamtoday.com/$F@F 9'/J$A$_HhmH sH tH<@< 9FH'F 1$@& CJ^JaJ<@< 9FH'F 2$@& CJ^JaJB@B 9FH'F 3$@&5CJ \^JaJ H@H 9FH'F 4$$@&a$5CJ \^JaJ N@N 9FH'F 5$$ & F@& CJ^JaJB@B 9FH'F 6$@&5CJ\^JaJN@N 9FH'F 7$$d@&a$5CJ\^JaJ>A@> .7 'DAB1) 'D'A*1'6JPi@P  ,/HD 9'/J :V 44 la ,k, (D' B'&E) 8B@8 F5 #3'3J CJ^JaJ8@8 F5 -'4J) 3ADJ)DD s Char Char^J_HhmH sH tH@&@!@ E1,9 -'4J) 3ADJ)H*^JRC@2R F5 #3'3J (E3'A) ('/&) CJ^JaJ@ @B@ *0JJD 5A-)  9r aJ,)@Q, 1BE 5A-)^J<@b< 1#3 5A-)  9r aJBP@rB F5 #3'3J 2$a$ CJ^JaJzz v 4(C) ,/HD7:V0$A$^JdR@d =F5 #3'3J (E3'A) ('/&) 2$dx^4U@4 # Hyperlink >*ph*O* & long_text>> 1E_ Char Char2_HmH sH tH pOp `uG 31/ 'DAB1'*$d^m$CJOJ PJ QJ ^JaJhtH XOX Tp (D' *('9/$A$CJ^J_HaJmH sH tH ^+^ z@2F5 *9DJB .*'EJ$dPJ ^JhtH FF z@2 Char Char1PJ ^J_HmH sH tH RR z@2F5 *9DJB!$dPJ ^JhtH DjD z@2 EH6H9 *9DJB "$5\h2h z@2 F5 AJ ('DHF#$dCJOJ PJ QJ ^J aJhtH 7srUm]D L!"#%(L(m(*9+f,,--%.f./-0D000T11=223368889>:z=F>H?@@PAfAACBTCC%DDEXJz ׊.֠/3v { S  ~  9  W+=WoezY} 0!:[78B  z{   ,   / ) f g h v  aXM)[bk;E:!""+"Y"#$%~'(($(7()|++++++++,,-7/8/Z/v1w112:6;6<6=6J6\6777778>+??u@v@@*C0C1C2CkEGG+GdHHHHHHII)J*J6JGJKOOOOBPLSMSNS[SS^TzTTTTTTTTTUY [\\\\]]^^?^``aubbc^e_eesf(g,jlmKn olpbqstttuwxry:}~VrqRxr(`ύ%G`aiyZgД.ו9:U$Ę2_:YgܜL3Oڟ 4q֠/e͡ΡϡСѡҡ{Hv9h][h0˘\\E>E>E>к \ z\z ˘˘˘˘Q˘˘ Q˘˘D ˘˘˘˘˘˘R ˘˘˘˘˘qqq ˘˘q˘˘˘˘˘˘˘ ˘˘˘˘˘˘ ˘˘ qq ˘,R R  ˘˘,,q,,,,,, R q,R R  ,,,j qqqqqq,qqqq qqqqqqqqq,qiM|:[78B  z{   ,   / ) f g h v  aXM)[bk;E:!""+"Y"#$%~'(($(7()|++++++++,,-7/8/Z/v1w112:6;6<6=6J6\6777778>+??u@v@@*C0C1C2CkEGG+GdHHHHHHII)J*J6JGJKOOOOBPLSMSNS[SS^TzTTTTTTTTTUY [\\\\]]^^?^``aubbc^e_eesf(g,jlmKn olpbqstttuwxry:}~VrqRxr(`ύ%G`aiyZgД.ו9:U$Ę2_:YgܜL3Oڟ 4q֠/e͡ΡϡСѡҡ9HTצ EΧ©Jh˪q̫[ eCxү'Q;r[߲ 1W6bFζf &$U{E»:b-_νA|h Br ,`?v 8u{Hv9h] Z[h !"#$%&'()*+,-0000000 0 0000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000 0 0 000000000000 0 0 0 0 0 0000 0 0 0 0000 0 0 0 0 0 0 0 0 0 0 00 0 0 0 0 0 00 0 0 0 00 0 0 0 0 0 0 0 0 0 0  0  0 0 0 0 0 0 0 0 0 0 0 0  0 0000000@0@0@0@0@0@0@0@0@0@00@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@00@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@00@0@00@0@0@0@0@0@0@0@0@0@0@0@0@00@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@00 0I000I000I000I000@0@00@0@0@0@0@0@0I0000000000000000000000000I00:[78{  ,  / ) f g v  aM[bk;E:!""+"Y"#$%~'($(7()|++,-8/Z/v112\677778>+??v@@*CkEGG+GdHHII*J6JGJKOOOOBPLSSTTTTUY [\\]]^?^``aubbc_eesf(g,jlmKn olpbqstttuwxry:}~VrqRxr(`ύ%G`iyZgו9:U$Ę2_ҡJh˪0K00/@0I00*@0@0K00*4I00 @0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0K0=0K0=0@0@0@0@0@0@0@0@0@0@0@0@ 0@0@0@0@0@0@0@0@0@0K0[0w@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0K0f0`gI0f0_@0@0@0K0k0]lI0k0\@0@0@0@0K0r0ZshI0r0YI0r0W@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@0@ 0@ 0@ 0@0@0@0@0@0@0@0@0@0@ 0@ 0@ 0@ 0@ 0@ 0@0@ 0@ 0@ 0@ 0@0@0@ 0@ 0@ 0@ 0@ 0@ 0@ 0 @ 0 @0@0@ 0@ 0@ 0@ 0@ 0@ 0@00K00lK00K00 @0 00K00K000|X  X f$.,R8>DVJrO$V\.^pd^hkuvVhf\|03VCLQWhco`xD|(Ή~BxRXbD,~ ~Fjjmoprsuvwxz{|}   !"$%'(*p (.!?*V:i",|NV6}ʗ^^Fjknqty~   #&)+hlƛ#HZל=I{f 6I/XXXXXXX X_c!!<Xf` ~  I&l&|&3'XXXXt  !,b$δRR%QR@ 0(  B S  ?H0(  /oqpq̺0 08*urn:schemas-microsoft-com:office:smarttagsCity9*urn:schemas-microsoft-com:office:smarttagsplace tFHO TWZapw/2;A|  25  > E 9 ; ^ e  l n @G7@V]+/&(ai.2<>T[!$+./1jpuy  $'-37;ilBJQX  pt.09;LOPU9<=Bcf 05~  %'/128QXY[&'*:Cv z ! !!!T![!\!`!r!w!~!!!!!!""8"A"Q"X"m"v"""?#C### $$$-$0$<$>$J$N$$$$$$$#%)%}%%%%%%&"&y&~&&&&&&&&'''''''''''C(E(((((((()?)B)C)G)`)b)))*!*******++++(+.+T+Z+i+p+++++++,,1-3-7-;-f-n--- ..6.9.F.H.i.l.{.}.~......g/i/////000011:1?1G1I111/363333333344 4346474;4U4\4w4z44444y5{555555527;7Q7S7777738=88888 99Q9T9M:T:::::;;);0;\;a;b;g;;;A<F<\<`<a<f<<<==*=1=M=P=Q=V===>>>>5?=?X?[????? @@2B4BBBDD3D8D.F1FlGsGGGZHaHkHpHHH,I.I/I4ILIOImIpIqIvIIIII!J(J0J5JJJJJJJJJJJK K>KBK]K_KKKLLLLLLLLLL M MvMyMNN N N NNNNNN+O0O5O~I~K~~~tzCLɀ΀<DTYqtx/6]demHN}ʅх  |~LJЇԇև,.uzĈ]`ZcԊ֊ (*9?@C `bύэ-0z@F`bAG (.V\ "EN֗ܗ$+4;̘Ҙ:@_cdgՙܙflpuҡŢQVʣ (t|ߤܥ49IOX\lsu:B|֧ڧ ߨƩʩ[`x}ܪ׬ެ#(im"|in?F59:=[bijʳ̳Գ mt´ƴǴʴW_hojqz28+0hopxɾоFL{V]HMNRUZdhinsx+08@aj'{# * & - X `  ' h n afbj;D"#"(($(*(++,,N/X/1122=6B66677-:4:@@D DFGG GHHOOTT\\\\]^^^bbhemezffm mttip&(#ahpwgm29JSJWlvOSҡ U_\cޯ8=!'_cֲ޲sxҵ۵zCH3=vz #+3+0::::::::[{ h v "+"($(++=6J677GGdHH*J6JOONS[S\\_eett(%ay:U:Y#gܜL3Oҡc+09?ҡ+0  @pn-zz27!'.ʈX1*fYʓpW-B+=҉|LP[h.^`o(-^`.pL^p`L.@ ^@ `.^`.L^`L.^`.^`.PL^P`L. ]`CJ^JaJ.^`o(- ^`hH. pL^p`LhH. @ ^@ `hH. ^`hH. L^`LhH. ^`hH. ^`hH. PL^P`LhH..^`o(-^`.pL^p`L.@ ^@ `.^`.L^`L.^`.^`.PL^P`L.^`o(-^`.pL^p`L.@ ^@ `.^`.L^`L.^`.^`.PL^P`L.^`o(-^`.pL^p`L.@ ^@ `.^`.L^`L.^`.^`.PL^P`L.^`o(-^`.pL^p`L.@ ^@ `.^`.L^`L.^`.^`.PL^P`L.^`o(-^`.pL^p`L.@ ^@ `.^`.L^`L.^`.^`.PL^P`L.^`o(-^`.pL^p`L.@ ^@ `.^`.L^`L.^`.^`.PL^P`L. !'|LpW-1*[h =-zz >         紹        vxA        F        h                 G        0r        }$o`6aSd/S@?S?Tvo/DFZ|wEo hqIT8[^ L c ' ~ a o  i@ D d_ A & ( vswolIhA)sQTXa d'*@%\Ld[pu\;AR(?~drG3x46\)\-3p4va&5 z) >!6[!"m"X##1#3:#g($B$JW$p$%nf%[i%w&v&"(>&(A(%^(+)4)Xl)'*v*$+~%+bL+ -'-1.K.2_./"-/ }/K122 2z@2Lj2,t2!3]3`3=.4K4X^4|4+5k6"7)%767@7[7i7h-8br9;A;`<'=K)=0=0=s=>>'>z>K?^? @+@6@{]@_@6h@m6AqEMEjFPrF/G`uGw.HXJK'Kb:K/BKFKBLRuLEN|OSmP&QhjQ(RR GR1SgSTFUkUyV$X2XNXwXdYUZMjZa [=[O[h[m[m[S$\#x\QW]T^[7_1E_X_x_G`6`m`al(aE bkbrcJc_cDgdFeDze5=f&ff;-gk}g8iiSi{mi kelR:l'hlrl{:m"n(n9nCBnmnwon(oUo)qo~xoTp{qmq4FqZqnq|rss +tSt}uvdUv5wpwx,x*xAxj`xx>z?{V{z{{{$J|^^|c|.})a}74~P~q~RN7m64]:}:Gs %.o , ;\*UD;?Z\|j}=gsp()38~V\kz sArI.SKU<ptd @Spr+`Sa090FRbl4Qdy&7Fcj7[] vgy2~_z bN4v:BKLmb~CTV.=;s q *<C$FE? 39KdR}8 j&8AGJOK[_x7?fr+w9g,?u\<9B5[ ,?A/]2a"GVVEnjz4u#zrJ[a<""A^e%4-H{'s oO`|%&wN7Q-cIoQss-!X $J~SbYcNFnJd {nBa0>^wjK8GDJ| W+vwH7{GgyL"nyuG$uy} o D@]~i"`5AHs?8X0[j'VKPSzjyfArCj+$[|#d{ BM\iQ{*Eh~k;be\)T~AQRZ{:78+"8/ҡ 0u}"0# U@??,KJ??p>GNczf/pp p@pppppp2Unknown Gz Times New Roman5Symbol3& z ArialQ`@PT Simple Bold RuledG`@PT Bold Headinga  @Ali-A-SahifaTimes New RomanK @Simplified Arabic3LathaM`@Traditional ArabicC&@ CalibriArial5& zaTahoma#AhF5qf9&"R%&"R%!>4d 3qHP(?K42 $'D*#EJF EF 'DE3$HDJ) 'DE/FJ) DDE-'EJrashassdfg0         Oh+'0  < H T `lt|( rashaNormalssdfg162Microsoft Office Word@+@$6@@T"&՜.+,D՜.+,X hp  matoush%R %  8@ _PID_HLINKSA`B%#http://www.islamtoday.com/ ^http://www.alamolywm.com/}8 http://www.arablaw.org/x; http://www.wto.org/;f(http://www.geocities.com/qwamis general^http://www.geocities.com/}8http://www.arablaw.org/}8 http://www.arablaw.org/LA"http://www.vecitiesquamisgeneral/@http://www.arab/I?A:\Htm  !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstuvwxyz{|}~      !"#$%&'()*+,./012346789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstuvwxyz{|}~Root Entry F#Data -1Table5WordDocumentEXSummaryInformation(DocumentSummaryInformation8CompObjn  F Microsoft Office Word MSWordDocWord.Document.89q