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a resposabilite civile de L anmcat , monttpelliier, Paris, 1935. M. picard et Besson, les Assarances terresters, Tom  1- cinquieme edition 1980 . Martine, L'option entre responsabilite contraetielle et La responsabilite delictuelle. Paris, 1975. Peprimos (J), La responsabilite civile decoutent des activites exrance dons La cardre des porfession Liberafes et son assarance, R.G.A.T. de 1974. 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eprimoz (J), La responsabilite civil decontenr des activtes exereccs dams la cardre des profession liberales et son assurance, R.G.A.T. de 1971, P144. () DDE2J/ 'F81 /. E-E/ -3'E D7AJ  E5/1 3'(B 5 237. 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